2925 E Ridge Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 2925 E Ridge Rd, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,598 sqft · built 2022
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (Sep 2023)
Tax Bill	$1,617 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`322C080`

Property Details

APN / Parcel Number

Primary APN	`322C080`
Alternative APN	`13558`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,598 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	45,738 sqft (1.05 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2925 E RIDGE RD
City	SALISBURY
State	NC
Zip	28144-8873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L16 1.05AC
Legal Subdivision	WOODLANDS
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3008
Census Tract	51302

Owner

Source: Rowan County records · APN 322C080

Assessment roll updated August 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2925 E RIDGE RD, SALISBURY, NC 28144-8873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage FTF LENDING LLC
Jun 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage AMERIFIRST FINANCIAL INC
Sep 08, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jan 31, 2022	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2023 · Amount on Record
Deed Sale	Sep 08, 2023 · Amount on Record
Prior Sale	Jan 27, 1997 · Amount on Record
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2925 E RIDGE RD, SALISBURY, NC 28144-8873
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 RACEWAY DR 7, 7, MOORESVILLE, NC 28117-6518
Investor	Possibly a Property Investor

Mortgage

Document Number	0013770274
Date	Jun 15, 2021
Book Page	1377/274

Lender

Name	FTF LENDING LLC
Type	Non-Lending Institution
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 11, 2021

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2925 E RIDGE RD, SALISBURY, NC 28144-8873
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 RACEWAY DR 7, 7, MOORESVILLE, NC 28117-6518
Investor	Possibly a Property Investor

Mortgage

Document Number	0014250291
Date	Jun 22, 2023
Book Page	1425/291

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 01, 2024

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 08, 2023
Property Address	2925 E RIDGE RD, SALISBURY, NC 28144-8873
Document Number	0014290365
Book / Page	1429 / 365
Map Reference	MB 9995 PG 9840
Instrument Date	Aug 31, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 E RIDGE RD, SALISBURY, NC 28144-8873

Mortgage

Document Number	0001429366
Date	Sep 08, 2023
Instrument	1429/366

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 31, 2022
Property Address	2925 E RIDGE RD, SALISBURY, NC 28144-8873
Document Number	0013940141
Book / Page	1394 / 141
Map Reference	PG 2874
Instrument Date	May 20, 2021
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$216.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 NORTH RD, SALISBURY, NC 28144-6907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965
Investor	Possibly a Property Investor

Mortgage

Document Number	0013940160
Date	Jan 31, 2022
Book Page	1394/160

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Oct 21, 2022

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,617.00 (+27.22%)	$243,178 (+27.23%) Land $35,000 Building $208,178
2023	$1,271.00 (+776.55%)	$191,134 (+877.67%) Land $35,000 Building $156,134	$243,178 (+1,143.88%) Land $35,000 Building $208,178
2022	$145.00	$19,550 Land $19,550	$19,550 Land $19,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 99 locations within half a mile of this property.

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