3015 E 3rd Ct, Panama City, FL 32401 Property Records

Bay County property record for 3015 E 3rd Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,054 sqft · built 1935
Lot Size	0.316 acres (13,764 sqft)
Owner	Company Name on File
Last Sale	$60,000 (Jun 2021)
Tax Bill	$1,091 (2025)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`23317-010-000`

Property Details

APN / Parcel Number

Primary APN	`23317-010-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,006 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1975
Exterior Material	Shingles
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,764 sqft (0.316 acres)
Lot Dimensions	150 ft deep x 92 ft wide
Porch	Florida Room
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3015 E 3RD CT
City	PANAMA CITY
State	FL
Zip	32401-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC09
Legal Description	11 4S 14W -303.1- MAP 118C2 BEG 303 W OF SE COR OF NE1/4 OF SW1/4 OF NW1/4 FOR POB TH N 150 W 92 S 150 E 92 ON 3RD COURT TO POB ORB 4415 P 5
Legal Range	14W
Legal Township	04S
Legal Section	11
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1000
Census Tract	1800

Owner

Source: Bay County records · APN 23317-010-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1001 PITTS AVE, PANAMA CITY, FL 32404-6568
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2021 · Amount on Record
Deed Sale	Jun 03, 2021 · Amount on Record
Deed Document Number	202142079
Deed Book / Page	4415 / 5
Prior Transfer Date	Apr 09, 2003
Prior Transfer Doc	0000041034
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 03, 2021
Property Address	3015 E 3RD CT, PANAMA CITY, FL 32401-5407
Document Number	0044150005
Book / Page	4415 / 5
Instrument Date	Jun 03, 2021
Instrument	2021042079
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 S MARY ELLA AVE, 134, PANAMA CITY, FL 32404-8161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 PITTS AVE, PANAMA CITY, FL 32404-6568

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,091.00 (-15.69%)	$67,909 (+16.24%)	$71,412 (+22.24%) Land $35,880 Building $35,532
2024	$1,294.00 (+12.03%)
2023	$1,155.00 (+17.86%)	$58,420 (+14.5%) Land $24,564 Building $33,856	$58,420 (+14.5%) Land $24,564 Building $33,856
2022	$980.00	$51,021 Land $20,240 Building $30,781	$51,021 Land $20,240 Building $30,781

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 units insured incl. 28 condo units
Nearby Flood Claims	19 (1979–2021)
Claims Outside the SFHA	13 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 6 claims Hurricane Opal, Oct 1995 · 3 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber · Cable in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Based on FCC filings for 325 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.