2807 E 3rd Ct, Panama City, FL 32401 Property Records

Bay County property record for 2807 E 3rd Ct, Panama City, FL 32401 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 684 sqft · built 1935
Lot Size	0.094 acres (4,095 sqft)
Owner	2 Individual Names on File
Last Sale	$12,500 (Jul 2018)
Tax Bill	$124 (2025)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`23298-045-000`

Property Details

APN / Parcel Number

Primary APN	`23298-045-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	684 sqft Heated Area
Gross Area	824 sqft
1st Floor Area	684 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1995
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	70 ft deep x 59 ft wide
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	2807 E 3RD CT
City	PANAMA CITY
State	FL
Zip	32401-5446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 4S 14W -286.5- BEG 175' W OF SE COR OF NW1/4 OF SW1/4 OF NW1/4 FOR POB TH
Legal Range	14W
Legal Township	04S
Legal Section	11
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1036
Census Tract	1800

Owner

Source: Bay County records · APN 23298-045-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2807 E 3RD CT, PANAMA CITY, FL 32401-5446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Jul 28, 2015
Deed Document Number	0004031322
Deed Book / Page	4031 / 322
Record Updated	Jun 08, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 25, 2018
Property Address	2807 E 3RD CT, PANAMA CITY, FL 32401-5446
Document Number	0040310322
Book / Page	004031 / 000322
Instrument Date	Jul 25, 2018
Instrument	44123
Transaction Type	Transfer
Record Updated	Aug 02, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$87.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2812 E 4TH ST PANAMA CITY FL 324015450, PANAMA CITY, FL 32401-5450

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$124.00 (-52.12%) Homeowner's exemption	$32,900 (+2.9%)	$53,442 (+7.45%) Land $16,567 Building $36,875
2024	$259.00 (+3.6%) Homeowner's exemption	$31,973 (+3%)	$49,735 (+6.4%) Land $14,825 Building $34,910
2023	$250.00 (-21.88%) Homeowner's exemption	$31,042 (+3%)	$46,745 (+46.62%) Land $11,342 Building $35,403
2022	$320.00 Homeowner's exemption	$30,138	$31,882 Land $9,345 Building $22,537

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.