Bay County property record for 2809 E 3rd Ct, Panama City, FL 32401 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,099 sqft · built 1951 |
| Lot Size | 0.097 acres (4,225 sqft) |
| Owner | Company Name on File |
| Last Sale | $33,800 (Sep 2015) |
| Tax Bill | $772 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23298-010-000 |
| Primary APN | 23298-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,099 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,225 sqft (0.097 acres) |
| Lot Dimensions | 79 ft deep x 54 ft wide |
| Porch | Florida Room |
| Porch Area | 91 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2809 E 3RD CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-4S-14W -286.1- MAP 118C2 BEG 121 W OF SE COR OF NW1/4 OF SW1/4 OF NW1/4 FOR POB TH CONT W 54 N 79 E 54 S 79 TO POB ORB 3730 P 1128 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 1800 |
Source: Bay County records · APN 23298-010-000
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2310 S HIGHWAY 77, 110, LYNN HAVEN, FL 32444-4637 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 2015 · Amount on Record |
| Deed Sale | Sep 03, 2015 · Amount on Record |
| Prior Sale | Apr 20, 2001 · Amount on Record |
| Deed Document Number | 201549031 |
| Deed Book / Page | 3730 / 1128 |
| Prior Transfer Date | Nov 14, 2006 |
| Prior Transfer Doc | 0028550655 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $772.00 (-23.41%) | $42,515 (-21.78%) | $61,380 (+12.93%) Land $16,216 Building $45,164 |
| 2024 | $1,008.00 (+12%) | ||
| 2023 | $900.00 (+25.87%) | $54,354 (+70.16%) Land $11,101 Building $43,253 | $54,354 (+70.16%) Land $11,101 Building $43,253 |
| 2022 | $715.00 | $31,942 Land $9,147 Building $22,795 | $31,942 Land $9,147 Building $22,795 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 2% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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