Bay County property record for 2803 E 3rd Ct, Panama City, FL 32401 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 750 sqft · built 1985 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Apr 2024) |
| Tax Bill | $2,215 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 23299-005-000 |
| Primary APN | 23299-005-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 750 sqft Heated Area |
| Gross Area | 894 sqft Gross Area |
| 1st Floor Area | 750 sqft 1st Floor |
| Stories | 1 Story |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Fence | Fence |
| Porch | Porch |
| Porch Area | 144 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2803 E 3RD CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11 4S 14W -287.2- 118C2 BEG 331' W OF SE COR OF NW1/4 OF SW1/4 OF NW1/4 FOR POB TH |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 1800 |
Source: Bay County records · APN 23299-005-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2803 E 3RD CT, PANAMA CITY, FL 32401-5446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on Record |
| Deed Sale | Apr 26, 2024 · Amount on Record |
| Deed Document Number | 0004796908 |
| Deed Book / Page | 4796 / 908 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 26, 2024 |
| Property Address | 2803 E 3RD CT, PANAMA CITY, FL 32401-5446 |
| Document Number | 0047960908 |
| Book / Page | 4796 / 908 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2024024507 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2314 DOUGLAS RD, PANAMA CITY, FL 32405-5926 |
| Name | Verified Name |
|---|---|
| Address | 2575 FRONT ST, COTTONDALE, FL 32431-3119 |
| Document Number | 0004796910 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 4796/910 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 28, 2020 |
| Property Address | 2803 E 3RD CT, PANAMA CITY, FL 32401-5446 |
| Document Number | 0042151590 |
| Book / Page | 004215 / 001590 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 6668 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2712 E 4TH ST PANAMA CITY FL 32401, PANAMA CITY, FL 32401 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,215.00 (+176.53%) | $140,254 (+69.21%) Land $39,000 Building $101,254 | $140,254 (+58.82%) Land $39,000 Building $101,254 |
| 2024 | $801.00 (-2.2%) Homeowner's exemption | $82,886 (+3%) | $88,311 (+9.74%) Land $34,900 Building $53,411 |
| 2023 | $819.00 (-39.15%) Homeowner's exemption | $80,472 (+13.58%) Land $26,700 Building $53,772 | $80,472 (+13.58%) Land $26,700 Building $53,772 |
| 2022 | $1,346.00 | $70,849 Land $22,000 Building $48,849 | $70,849 Land $22,000 Building $48,849 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 2% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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