2992 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2992 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,628 sqft · built 1985
Lot Size	0.455 acres (19,857 sqft)
Owner	Owner Name on Record
Tax Bill	$2,563 (2025)
Flood Zone	Zone VE (high risk)
APN	`04-07S-03W-3153-000C-0450`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-3153-000C-0450`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,628 sqft Heated Area
Gross Area	2,072 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,857 sqft
Lot Width	1 ft Width
Porch	Open Porch
Porch Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2992 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-8027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 BLK C LOT 45 OR 147-203 OR 147-205 0R/219/295 ST JAMES ISL PRK OR 219/296 OR 243/106 846/653
Legal Range	03W
Legal Township	07S
Legal Section	04
Legal Subdivision	ST JAMES ISLAND PARK
Legal Block	C
Legal Lot Number	45
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2076
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1493 FERZON WAY, TALLAHASSEE, FL 32312-9087

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Transfer Date	Apr 22, 2005
Transfer Doc	0000003525
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,563.00 (+3.68%)	$292,135 (-0.43%) Land $112,500 Building $179,635	$292,135 (-0.43%) Land $112,500 Building $179,635
2024	$2,472.00 (+12.57%)	$293,409 (+25.85%) Land $112,500 Building $180,909	$293,409 (+25.85%) Land $112,500 Building $180,909
2023	$2,196.00 (+11.02%)	$233,144 (+19.66%) Land $90,000 Building $143,144	$233,144 (+19.66%) Land $90,000 Building $143,144
2022	$1,978.00	$194,833 Land $90,000 Building $104,833	$194,833 Land $90,000 Building $104,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50