301 W 3rd St, Waterloo, IL 62298 Property Records

Monroe County property record for 301 W 3rd St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,377 sqft · built 1904
Lot Size	0.27 acres (11,976 sqft)
Owner	Individual Name on File
Tax Bill	$5,478 (2024)
Deeds & Mortgages	Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-25-249-027-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-249-027-000`
Alternative APN	`07251120101500 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,377 sqft Building Perimeter
1st Floor Area	1,377 sqft
Basement Area	1,377 sqft
Unfinished Basement	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Frame
Lot Area	11,976 sqft (0.27 acres)
Lot Dimensions	155 ft deep x 80 ft wide
Garage Area	774 sqft
Driveway	Concrete Driveway
Driveway Area	200 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,422 sqft
Deck Area	160 sqft
Patio Area	286 sqft

Location & Zoning

Street Address	301 W 3RD ST
City	WATERLOO
State	IL
Zip	62298-1382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WB3
Legal Description	E PART 9, 17 & 18 MARTINS ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	MARTINS ADD
Jurisdiction	MONROE IL
Township / Civil Division	32
Census Block Group	3
Census Block	3068
Census Tract	600401

Owner

Source: Monroe County records · APN 07-25-249-027-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	301 W 3RD ST, WATERLOO, IL 62298-1382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	301 W 3RD ST, WATERLOO, IL 62298-1382
Document Number	0000399358
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 W 3RD ST WATERLOO IL 622981382, WATERLOO, IL 62298-1382

Mortgage

Document Number	0000399358
Date	Dec 28, 2018
Instrument	399358

Lender

Name	DIETERICH BK NA
Address	RED BUD, IL 62278

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,150 (+15.13%) Land $16,820 Building $89,330	$318,450 (+15.13%) Land $50,460 Building $267,990
2024	$5,478.00
2022	Additional exemption filed	$92,200 Land $15,420 Building $76,780	$276,600 Land $46,260 Building $230,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HTC Holding DSL · Fiber in parts of the area	100 / 20

May also be available: Delta Communications, Wisper ISP.

Based on FCC filings for 458 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO serves 10,190 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.