307 W 3rd St, Waterloo, IL 62298 Property Records

Monroe County property record for 307 W 3rd St, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,024 sqft · built 1880
Lot Size	0.18 acres (7,845 sqft)
Owner	Individual Name on File
Tax Bill	$3,220 (2024)
Deeds & Mortgages	Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-25-249-024-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-249-024-000`
Alternative APN	`07251120101300 00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,024 sqft Building Perimeter
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Frame
Lot Area	7,845 sqft (0.18 acres)
Lot Dimensions	119 ft deep x 46 ft wide
Garage Area	288 sqft
Driveway	Concrete Driveway
Driveway Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	307 W 3RD ST
City	WATERLOO
State	IL
Zip	62298-1385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10A & 11B MARTINS ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	MARTINS ADD
Legal Lot Number	10A
Jurisdiction	MONROE IL
Township / Civil Division	32
Census Block Group	3
Census Block	3068
Census Tract	600401

Owner

Source: Monroe County records · APN 07-25-249-024-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	307 W 3RD ST, WATERLOO, IL 62298-1385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 28, 2023
Transfer Doc	0000428491
Record Updated	Sep 20, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IL
Recording Date	Mar 31, 2023
Property Address	307 W 3RD ST, WATERLOO, IL 62298-1783
Document Number	0000428491
Map Reference	MB S PG 5
Instrument Date	Mar 28, 2023
Instrument	428491
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 W 3RD ST, WATERLOO, IL 62298-1783

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,510 (+78.03%) Land $16,170 Building $51,340	$202,530 (+78.03%) Land $48,510 Building $154,020
2024	$3,220.00
2022	Homeowner's exemption Additional exemption filed	$37,920 Land $10,630 Building $27,290	$113,760 Land $31,890 Building $81,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 458 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: HTC Holding, Wisper ISP, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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