Monroe County property record for 306 W 3rd St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 1922 |
| Lot Size | 0.14 acres (6,305 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,500 (Apr 2022) |
| Tax Bill | $3,161 (2024) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-251-012-000 |
| Primary APN | 07-25-251-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,200 sqft Building Perimeter |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Frame |
| Lot Area | 6,305 sqft (0.14 acres) |
| Lot Dimensions | 155 ft deep x 42 ft wide |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 306 W 3RD ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E PART LOT 7 MARTINS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | MARTINS ADD |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 32 |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-251-012-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 306 W 3RD ST, WATERLOO, IL 62298-1355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jan 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Jul 09, 2019 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2022 · Amount on Record |
| Deed Sale | Apr 06, 2022 · Amount on Record |
| Deed Document Number | 2022423645 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 06, 2022 |
| Property Address | 306 W 3RD ST, WATERLOO, IL 62298-1355 |
| Document Number | 0000423645 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 423645 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 W 3RD ST, WATERLOO, IL 62298-1355 |
| Document Number | 0000423646 |
|---|---|
| Date | Apr 06, 2022 |
| Instrument | 423646 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 306 W 3RD ST, WATERLOO, IL 62298-1355 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000421859 |
|---|---|
| Date | Jan 04, 2022 |
| Instrument | 421859 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 15, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 306 W 3RD ST, WATERLOO, IL 62298-1355 |
| Document Number | 0000402509 |
| Instrument Date | Jul 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 306 W 3RD ST WATERLOO IL 622981355, WATERLOO, IL 62298-1355 |
| Document Number | 0000402509 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 402509 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 16, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,320 (+17.29%) Land $15,910 Building $45,410 | $183,960 (+17.29%) Land $47,730 Building $136,230 | |
| 2024 | $3,161.00 | ||
| 2022 | Additional exemption filed | $52,280 Land $14,860 Building $37,420 | $156,840 Land $44,580 Building $112,260 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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