210 W 3rd St, Waterloo, IL 62298 Property Records

Monroe County property record for 210 W 3rd St, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 990 sqft · built 1837
Lot Size	0.38 acres (16,380 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jun 2020)
Tax Bill	$3,591 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-252-005-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-252-005-000`
Alternative APN	`07251120500600 00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	990 sqft Building Perimeter
1st Floor Area	990 sqft
Basement Area	990 sqft
Unfinished Basement	990 sqft

Exterior

Year Built	Built 1837
Effective Year Built	Effective 1837
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	16,380 sqft (0.38 acres)
Lot Dimensions	155 ft deep x 107 ft wide
Driveway	Concrete Driveway
Driveway Area	1,125 sqft
Shed	1 Shed
Shed Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	210 W 3RD ST
City	WATERLOO
State	IL
Zip	62298-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 23 & 24 MARTINS ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	MARTINS ADD
Legal Lot Number	23,24
Jurisdiction	MONROE IL
Township / Civil Division	32
Census Block Group	3
Census Block	3055
Census Tract	600401

Owner

Source: Monroe County records · APN 07-25-252-005-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 ADAMS DR, WATERLOO, IL 62298-1501
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	2020408845
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 22, 2020
Property Address	210 W 3RD ST, WATERLOO, IL 62298-1343
Document Number	0000408845
Instrument Date	Jun 15, 2020
Instrument	408845
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5572 DEER HILL RD, WATERLOO, IL 62298-6316

Mortgage

Document Number	0000408846
Date	Jun 22, 2020
Instrument	408846

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,020 (+17.14%) Land $17,470 Building $56,550	$222,060 (+17.14%) Land $52,410 Building $169,650
2024	$3,591.00
2022	Disabled Person's exemption Veteran's exemption Additional exemption filed	$63,190 Land $15,810 Building $47,380	$189,570 Land $47,430 Building $142,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 458 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: HTC Holding, Wisper ISP, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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