279 Lance Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 279 Lance Ln, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 856 sqft · built 1967
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Oct 2021)
Tax Bill	$2,765 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`00564147-002700`

Property Details

APN / Parcel Number

Primary APN	`00564147-002700`
Alternative APNs	`12613900564147002700` `1690457`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	856 sqft Living Area
1st Floor Area	856 sqft
Flooring	Plywood
Interior Walls	Wood

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Flat
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Florida Room
Porch Area	704 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1690457
Street Address	279 LANCE LN
City	KEY LARGO
State	FL
Zip	33037-4813
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK 11 LT 17 KEY LARGO MOBILE HOMESITES PLAT NO 4 PB6-15 OR660-207 OR832-768/69 OR1271-1544/45 OR1271-1546/47 OR1991-2358 OR2428-2324 OR2953-1044 OR2965-1998 OR3134-1643
Legal Range	39E
Legal Township	61S
Legal Section	12
Legal Subdivision	KEY LARGO MOBILE HOMESITE PLAT #4
Legal Block	11
Legal Lot Number	17
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1028
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	279 LANCE LN, KEY LARGO, FL 33037-4813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Warranty Deed, Transfer · Balloon Mortgage GIGI INVESTMENTS INC
May 22, 2019	Correction Deed ATTORNEY ONLY
Mar 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	May 22, 2019
Deed Document Number	20212346378
Deed Book / Page	3134 / 1643
Prior Transfer Date	Aug 24, 2009
Prior Transfer Doc	0024282324
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 29, 2021
Property Address	279 LANCE LN, KEY LARGO, FL 33037-4813
Document Number	0031341643
Book / Page	3134 / 1643
Map Reference	MB 6 PG 15
Instrument Date	Oct 27, 2021
Instrument	2346378
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101425 OVERSEAS HWY # 282282, 101425, KEY LARGO, FL 33037-4505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HIBISCUS LN, KEY LARGO, FL 33037-4570

Mortgage

Document Number	31341645
Date	Oct 29, 2021
Instrument	3134/1645

Lender

Name	GIGI INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

May 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	May 22, 2019
Property Address	279 LANCE LN, KEY LARGO, FL 33037-4813
Document Number	0029651998
Book / Page	002965 / 001998
Instrument Date	Mar 11, 2019
Instrument	2221376
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 LANCE LN KEY LARGO FL 330374813, KEY LARGO, FL 33037-4813

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 12, 2019
Property Address	279 LANCE LN, KEY LARGO, FL 33037-4813
Document Number	0029531044
Book / Page	002953 / 001044
Instrument Date	Mar 11, 2019
Instrument	2210630
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 LANCE LN KEY LARGO FL 330374813, KEY LARGO, FL 33037-4813

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$294,346 (+5.99%)	$298,142 (+7.35%) Land $277,500 Building $20,642
2024	$2,765.00 (+5.25%)
2023	$2,627.00 (+14.17%) Homeowner's exemption	$277,720 (+36.46%) Land $258,000 Building $19,720	$277,720 (+36.46%) Land $258,000 Building $19,720
2022	$2,301.00	$203,518 Land $183,000 Building $20,518	$203,518 Land $183,000 Building $20,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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