Beaufort County property record for 242 Cross Rd, Bluffton, SC 29910
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,423 sqft · built 2006 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,000 (Jan 2012) |
| Tax Bill | $1,249 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003000013260000 |
| Primary APN | R61003000013260000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,423 sqft Living Area |
| 1st Floor Area | 645 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 242 CROSS RD |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-5146 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 4116 |
| Legal Description | LOT 189 BLDG 32 PH II THE TOWNES AT BUCKWALTER PB103 P163-166 PB111 P68 |
| Legal Subdivision | THE TOWNES AT BUCKWALTER S/D |
| Legal Phase | 2 |
| Legal Lot Number | 189 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 2105 |
Source: Beaufort County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 242 CROSS RD, BLUFFTON, SC 29910-5146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2012 · Amount on Record |
| Deed Sale | Jan 31, 2012 · Amount on Record |
| Prior Sale | Sep 29, 2011 · Amount on Record |
| Deed Document Number | 20125470 |
| Deed Book / Page | 3115 / 3242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 242 CROSS RD, BLUFFTON, SC 29910-5146 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000068613 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 3937/260 |
| Instrument | 2020068613 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,249.00 (-60.44%) | $7,300 (-34.49%) | |
| 2024 | $3,157.00 (+152.56%) | $11,144 (-) Land $1,280 Building $9,864 | $278,600 (-) Land $32,000 Building $246,600 |
| 2023 | $1,250.00 (+8.23%) | $11,144 (+75.66%) Land $1,280 Building $9,864 | $278,600 (+75.66%) Land $32,000 Building $246,600 |
| 2022 | $1,155.00 | $6,344 Land $1,280 Building $5,064 | $158,600 Land $32,000 Building $126,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 244 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 244 in force |
| Nearby Flood Claims | 2 (2016–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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