Osceola County property record for 3003 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,632 sqft Heated Area |
| Lot Size | 5,271 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $218,000 (2019) |
| Tax Bill | $3,220.00 (2025) |
| Primary APN | 128773 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,632 sqft Heated Area |
| Gross Area | 2,240 sqft Gross Area |
| 1st Floor | 1,632 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,271 sqft (0.121 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 400 sqft Garage |
| Pool Area | 168 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 156 sqft Deck |
| Porch | Open Porch |
| Porch Area | 236 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 128773 |
|---|---|
| Old Parcel Number | 222630275400010410 |
| Street Address | 3003 ELBIB DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8591 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PH 7 PB 15 PGS 116-117 LOT 41 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Phase | 7 |
| Legal Tract | 77 |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 128773
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3003 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 06, 2019 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2019 · Amount on Record |
| Deed Sale | Feb 06, 2019 · Amount on Record |
| Prior Sale | Oct 12, 2010 · Amount on Record |
| Deed Doc Number | 2019015458 |
| Deed Book / Page | 5473 / 0731 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3003 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0058980935 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 5898/935 |
| Instrument | 2021027367 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 06, 2019 |
| Property Address | 3003 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Document Number | 0054730731 |
| Book / Page | 5473 / 0731 |
| Map Reference | MB 15 PG 116&117 |
| Instrument Date | Feb 01, 2019 |
| Instrument | 2019015458 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | ADVANTAGE INTL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,526.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2441 DATURA LOOP, 2441, SAINT CLOUD, FL 34772-7849 |
| Name | Verified Name |
|---|---|
| Address | 3003 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Document Number | 2019015459 |
|---|---|
| Date | Feb 06, 2019 |
| Instrument | 2019015459 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,220.00 (+6.41%) Homeowner's exemption | $222,785 (+5.99%) | $311,800 (-2.81%) Land $65,000 Building $246,800 |
| 2023 | $3,026.00 (+3.7%) Homeowner's exemption | $210,201 (+3%) | $320,800 (+15.23%) Land $60,000 Building $260,800 |
| 2022 | $2,918.00 Homeowner's exemption | $204,079 | $278,400 Land $55,000 Building $223,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 730 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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