Osceola County property record for 2999 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,874 sqft Heated Area |
| Lot Size | 5,271 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2019) |
| Tax Bill | $5,516.00 (2025) |
| Primary APN | 128771 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,874 sqft Heated Area |
| Gross Area | 2,490 sqft Gross Area |
| 1st Floor | 1,874 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,271 sqft (0.121 acres) |
| Depth X Width | 105 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 380 sqft Garage |
| Porch | Finished/Screened Porch |
| Porch Area | 236 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 128771 |
|---|---|
| Old Parcel Number | 222630275400010390 |
| Street Address | 2999 ELBIB DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8527 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 7 PB 15 PGS 116-117 LOT 39 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Phase | 7 |
| Legal Tract | 77 |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 128771
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2999 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage COMMERCE HOME MORTGAGE LLC |
| Jun 17, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RP FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on Record |
| Deed Sale | Jun 17, 2019 · Amount on Record |
| Prior Sale | Mar 08, 2007 |
| Deed Doc Number | 2019077570 |
| Deed Book / Page | 5541 / 2953 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2999 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2999 ELBLB DR, SAINT CLOUD, FL 34772-8527 |
| Document Number | 0058942898 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 5894/2898 |
| Instrument | 2021024551 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 17, 2019 |
| Property Address | 2999 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Document Number | 0055412953 |
| Book / Page | 5541 / 2953 |
| Map Reference | MB 15 PG 116&117 |
| Instrument Date | May 28, 2019 |
| Instrument | 2019077570 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | UNITED TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2450 N NARCOOSSEE RD, 2450, SAINT CLOUD, FL 34771-8734 |
| Name | Verified Name |
|---|---|
| Address | 2999 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Document Number | 0055412955 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 5541/2955 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,516.00 (+11.46%) | $317,900 (-3.11%) Land $65,000 Building $252,900 | $317,900 (-3.11%) Land $65,000 Building $252,900 |
| 2023 | $4,949.00 (+12.02%) | $328,100 (+16.02%) Land $60,000 Building $268,100 | $328,100 (+16.02%) Land $60,000 Building $268,100 |
| 2022 | $4,418.00 | $282,800 Land $55,000 Building $227,800 | $282,800 Land $55,000 Building $227,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 730 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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