3001 Elbib Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3001 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,632 sqft Heated Area
Lot Size	5,271 sqft (0.121 acres)
Occupancy	Owner Occupied
Last Sale	$119,400 (2004)
Tax Bill	$1,026.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`128772`
Alternative APNs	`222630007700010400` `222630275400010400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Heated Area
Gross Area	2,092 sqft Gross Area
1st Floor	1,632 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,271 sqft (0.121 acres)
Depth X Width	105 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage
Patio Area	28 sqft Patio
Porch	Open Porch
Porch Area	60 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	128772
Old Parcel Number	222630275400010400
Street Address	3001 ELBIB DR
City	SAINT CLOUD
State	FL
Zip	34772-8591
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PHASE 7 PB 15 PGS 116-117 LOT 40
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES
Legal Phase	7
Legal Tract	77
Legal Block	1
Legal Lot Number	40
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records · APN 128772

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3001 ELBIB DR, SAINT CLOUD, FL 34772-8591
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2004 · Amount on Record
Deed Sale	Mar 03, 2004 · Amount on Record
Deed Doc Number	0245501445
Deed Book / Page	02455 / 01445
Record Refreshed	Jun 08, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	3001 ELBIB DR, SAINT CLOUD, FL 34772-8591
Document Number	0051722067
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 ELBIB DR ST CLOUD FL 347728591, ST CLOUD, FL 34772-8591

Mortgage

Document Number	0051722067
Date	Jun 30, 2017
Book Page	005172/002067
Instrument	96074

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 29, 2057

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,026.00 (+8.69%) Homeowner's exemption	$100,215 (+5.99%)	$292,000 (-2.89%) Land $65,000 Building $227,000
2023	$944.00 (+5.47%) Homeowner's exemption	$94,555 (+3%)	$300,700 (+15.83%) Land $60,000 Building $240,700
2022	$895.00 Homeowner's exemption	$91,801	$259,600 Land $55,000 Building $204,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 730 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.