3000 Elbib Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3000 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,874 sqft Heated Area
Lot Size	5,793 sqft (0.132 acres)
Occupancy	Owner Occupied
Last Sale	$360,000 (2021)
Tax Bill	$3,829.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`128584`
Alternative APNs	`222630007600010360` `222630276700010360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,874 sqft Heated Area
Gross Area	2,320 sqft Gross Area
1st Floor	1,874 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,793 sqft (0.132 acres)
Depth X Width	105 ft x 55 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	380 sqft Garage

Exterior Amenities

Pool Area	264 sqft Pool
Fence	Fence
Deck Area	330 sqft Deck
Patio Area	28 sqft Patio
Porch	Open Porch
Porch Area	66 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	128584
Old Parcel Number	222630276700010360
Street Address	3000 ELBIB DR
City	SAINT CLOUD
State	FL
Zip	34772-8513
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PHASE 6 PB 13 PG 124-126 LOT 36
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES
Legal Phase	6
Legal Tract	76
Legal Block	1
Legal Lot Number	36
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43207

Owner

Source: Osceola County records · APN 128584

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3000 ELBIB DR, SAINT CLOUD, FL 34772-8513
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Feb 09, 2005 · Amount on Record
Deed Doc Number	2021184302
Deed Book / Page	6096 / 1562
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 30, 2021
Property Address	3000 ELBIB DR, SAINT CLOUD, FL 34772-8513
Document Number	0060961562
Book / Page	6096 / 1562
Map Reference	MB 13 PG 124-126
Instrument Date	Nov 12, 2021
Instrument	2021184302
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 11TH STREET OCEAN, 101, MARATHON, FL 33050-2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 ELBIB DR, SAINT CLOUD, FL 34772-8513

Mortgage

Document Number	0060961565
Date	Nov 30, 2021
Instrument	6096/1565

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,829.00 (+6.21%) Homeowner's exemption	$256,836 (+5.99%)	$330,500 (-2.79%) Land $65,000 Building $265,500
2023	$3,605.00 (-32.33%) Homeowner's exemption	$242,329 (-17.97%)	$340,000 (+15.1%) Land $60,000 Building $280,000
2022	$5,327.00	$295,400 Land $55,000 Building $240,400	$295,400 Land $55,000 Building $240,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 730 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.