3006 Franklins Chance Dr, Fallston, MD 21047 Property Records

Harford County property record for 3006 Franklins Chance Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,219 sqft · built 1985
Lot Size	1.95 acres (84,942 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jun 2018)
Tax Bill	$6,585 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-076176`

Property Details

APN / Parcel Number

Primary APN	`04-076176`
Alternative APNs	`4076176` `076176`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,219 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	84,942 sqft (1.95 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Patio Area	1,155 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	076176
Street Address	3006 FRANKLINS CHANCE DR
City	FALLSTON
State	MD
Zip	21047-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 5 1.95 AC 3006 FRANKLIN'S CH DR SYLVAN HILL P1 PT 49/46
Legal Subdivision	SYLVAN HILL
Legal Lot Number	5
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3006
Census Tract	304201

Owner

3006 Franklins Chance Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3006 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Jun 26, 2018	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on File
Deed Sale	Jun 26, 2018 · Amount on File
Prior Sale	May 13, 1999
Deed Book / Page	12877 / 437
Transfer Doc	0000000597
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3006 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1353
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	R & P SETTLEMENT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137680339
Date	Mar 31, 2020
Book Page	13768/339

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	2 Years
Index	5-Year TN

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 26, 2018
Property Address	3006 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1353
Document Number	0128770437
Book / Page	12877 / 0437
Map Reference	MB HDC49 FO46
Instrument Date	May 17, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3006 FRANKLINS CHANCE DR, FALLSTON, MD 21047-1353

Mortgage

Document Number	0012877443
Date	Jun 26, 2018
Instrument	12877/443

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3006 Franklins Chance Dr was $6,585 with a homeowner's exemption, up 11% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,585.00 (+11.03%) Homeowner's exemption	$598,767	$628,800 Land $159,500 Building $469,300
2025	$5,931.00 Homeowner's exemption
2023		$523,333	$538,700 Land $159,500 Building $379,200
2022	$5,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3006 Franklins Chance Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3006 Franklins Chance Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

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