3001 Wagon Rd, Elgin, IL 60124 Property Records

Kane County property record for 3001 Wagon Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,722 sqft · built 2009
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Apr 2022)
Tax Bill	$16,253 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-24-479-001`

Property Details

APN / Parcel Number

Primary APN	`05-24-479-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,722 sqft Living Area
Basement Area	1,819 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3001 WAGON RD
City	ELGIN
State	IL
Zip	60124-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 1B LT 179
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	179
Legal Unit	1B
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1011
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3001 WAGON RD, ELGIN, IL 60124-3816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 30, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 30, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	202218780
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 6, 2022
Property Address	3001 WAGON RD, ELGIN, IL 60124-3816
Document Number	0000018780
Map Reference	DOC 2005K066187
Instrument Date	Mar 9, 2022
Instrument	2022K018780
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	146 TIMBER CT, GILBERTS, IL 60136-4081

Mortgage

Document Number	0000018781
Date	Apr 6, 2022
Instrument	2022K018781

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.12%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 30, 2020
Property Address	3001 WAGON RD, ELGIN, IL 60124-3816
Document Number	0000065844
Map Reference	DOC 2005K066187
Instrument Date	Sep 28, 2020
Instrument	2020K065844
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 SOUTH AVE RANDALL RD286, 902, SAINT CHARLES, IL 60174-3153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 WAGON RD, ELGIN, IL 60124-3816

Mortgage

Document Number	0000065845
Date	Oct 30, 2020
Instrument	2020K065845

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Sep 30, 2019
Property Address	3001 WAGON RD, ELGIN, IL 60124-3816
Document Number	0000045836
Instrument Date	Sep 30, 2019
Instrument	45836
Transaction Type	Foreclosure
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	902 S RANDALL RD #C-286 ST CHARLES IL 601741781, C-286, ST CHARLES, IL 60174-1781

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,253.00 (+6.56%) Homeowner's exemption	$212,695 (+7.79%) Land $31,776 Building $180,919	$638,340 (+7.79%) Land $95,366 Building $542,974
2024		$197,324 (+22.01%) Land $29,480 Building $167,844	$592,209 (+22.06%) Land $88,475 Building $503,733
2022	$15,252.00 (+18.45%) Homeowner's exemption	$161,729 (+22.17%) Land $24,917 Building $136,812	$485,187 (+22.17%) Land $74,751 Building $410,436
2021	$12,876.00 Homeowner's exemption	$132,382 Land $24,072 Building $108,310	$397,146 Land $72,216 Building $324,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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