Kane County property record for 2987 Wagon Rd, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2008 |
| Square Footage | 4,336 sqft Living Area |
| Lot Size | 23,087 sqft (0.53 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $458,000 (2009) |
| Tax Bill | $15,815.00 (2025) |
Source: Kane County records · APN 05-24-480-006
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2987 WAGON RD, ELGIN, IL 60124-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2009 · Amount on Record |
| Deed Sale | Jan 29, 2009 · Amount on Record |
| Deed Doc Number | 20096139 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2987 WAGON RD, ELGIN, IL 60124-3816 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000089288 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021K089288 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate | 3.12% |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,815.00 (+9.41%) Homeowner's exemption | ||
| 2024 | $192,203 (+25.14%) Land $29,480 Building $162,723 | $576,840 (+25.19%) Land $88,475 Building $488,364 | |
| 2022 | $14,455.00 (-0.35%) Homeowner's exemption | $153,590 (+3.51%) Land $24,917 Building $128,673 | $460,770 (+3.51%) Land $74,751 Building $386,019 |
| 2021 | $14,506.00 Homeowner's exemption | $148,382 Land $24,072 Building $124,310 | $445,146 Land $72,216 Building $372,930 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 30% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 05-24-480-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,336 sqft Living Area |
| Basement Area | 2,156 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Lot Area | 23,087 sqft (0.53 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 2987 WAGON RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3816 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 1B LT 186 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 186 |
| Legal Unit | 1B |
| Jurisdiction | KANE IL |
| Minor Civil Division | PLATO |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 850711 |
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