Kane County property record for 2997 Wagon Rd, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,900 sqft · built 2007 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $506,000 (Jul 2007) |
| Tax Bill | $15,463 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-479-003 |
| Primary APN | 05-24-479-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,900 sqft Living Area |
| Basement Area | 1,807 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 465 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 2997 WAGON RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 1B LT 181 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 181 |
| Legal Unit | 1B |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 850711 |
Source: Kane County records · APN 05-24-479-003
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2997 WAGON RD, ELGIN, IL 60124-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 07, 2024 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| May 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Aug 22, 2018 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2007 · Amount on Record |
| Deed Sale | Jul 24, 2007 · Amount on Record |
| Deed Document Number | 200776409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2997 WAGON RD, ELGIN, IL 60124-3816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000004098 |
|---|---|
| Date | Feb 07, 2024 |
| Instrument | 2024K004098 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 06, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2997 WAGON RD, ELGIN, IL 60124-3816 |
| Document Number | 0000027052 |
| Instrument Date | May 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2997 WAGON RD ELGIN IL 601243816, ELGIN, IL 60124-3816 |
| Document Number | 0000027052 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 27052 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 26, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2997 WAGON RD, ELGIN, IL 60124-3816 |
| Document Number | 0000051763 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2997 WAGON RD ELGIN IL 601243816, ELGIN, IL 60124-3816 |
| Document Number | 0000051763 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 51763 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 22, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,463.00 (+17.9%) Homeowner's exemption | ||
| 2024 | $188,084 (+24.82%) Land $29,480 Building $158,604 | $564,478 (+24.87%) Land $88,475 Building $476,002 | |
| 2022 | $13,115.00 (-0.34%) Homeowner's exemption | $150,690 (+3.51%) Land $24,917 Building $125,773 | $452,070 (+3.51%) Land $74,751 Building $377,319 |
| 2021 | $13,160.00 Homeowner's exemption | $145,580 Land $24,072 Building $121,508 | $436,740 Land $72,216 Building $364,524 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 5% of the US · above 30% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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