Kane County property record for 2991 Wagon Rd, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,914 sqft · built 2008 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Jun 2026) |
| Tax Bill | $14,726 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-480-008 |
| Primary APN | 05-24-480-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,914 sqft Living Area |
| Basement Area | 1,807 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 465 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 2991 WAGON RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 1B LT 184 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 184 |
| Legal Unit | 1B |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 850711 |
Source: Kane County records · APN 05-24-480-008
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2991 WAGON RD, ELGIN, IL 60124-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jun 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Jul 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on Record |
| Deed Sale | Jun 24, 2026 · Amount on Record |
| Prior Sale | Jul 24, 2008 · Amount on Record |
| Deed Document Number | 202626423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 24, 2026 |
| Property Address | 2991 WAGON RD, ELGIN, IL 60124-3816 |
| Document Number | 0000026423 |
| Instrument Date | May 06, 2026 |
| Instrument | 202626423 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102,262.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2991 WAGON RD, ELGIN, IL 60124-3816 |
| Document Number | 0000026424, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202626424 |
| Name | WINTRUST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2991 WAGON RD, ELGIN, IL 60124-3816 |
| Document Number | 0000038670 |
| Instrument Date | Jul 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2991 WAGON RD ELGIN IL 601243816, ELGIN, IL 60124-3816 |
| Document Number | 0000038670 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 38670 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 16, 2035 |
| Rate | 2.87% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,726.00 (-3.83%) Homeowner's exemption | ||
| 2024 | $15,312.00 (+11.39%) | $179,478 (+22.63%) Land $29,480 Building $149,998 | $538,649 (+22.68%) Land $88,475 Building $450,174 |
| 2022 | $13,746.00 (-0.35%) Homeowner's exemption | $146,353 (+3.51%) Land $24,917 Building $121,436 | $439,059 (+3.51%) Land $74,751 Building $364,308 |
| 2021 | $13,794.00 Homeowner's exemption | $141,390 Land $24,072 Building $117,318 | $424,170 Land $72,216 Building $351,954 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 5% of the US · above 30% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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