Benton County property record for 3001 3rd St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.244 acres (10,634 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Jun 2019) |
| Tax Bill | $4,720 (2026) |
| Deeds & Mortgages | Oct 2019 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.02381.00 |
| Primary APN | 17.02381.00 |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 10,634 sqft (0.244 acres) |
| Street Address | 3001 3RD ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-32 TWP-036 RANGE-030 AYERS MILL POND LOT-015 BLOCK-002 |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 32 |
| Legal Subdivision | AYERS MILL POND |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.02381.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3001 3RD ST SE, SAINT CLOUD, MN 56304-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2019 | Deed of Trust, Mortgage · Line of Credit THE BANK OF ELK RIVER |
| Mar 04, 2020 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Jun 21, 2019 | Warranty Deed, Transfer RACHEL INVESTMENTS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Deed Document Number | 2019436463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 3001 3RD ST SE, SAINT CLOUD, MN 56304-2700 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000439195 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 439195 |
| Name | THE BANK OF ELK RIVER |
|---|---|
| Type | Bank |
| Address | ELK RIVER, MN 55330 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | May 01, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Mar 04, 2020 |
| Property Address | 3001 3RD ST SE, SAINT CLOUD, MN 56304-2700 |
| Document Number | 0000441586 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 441586 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3001 3RD ST SE, SAINT CLOUD, MN 56304-2700 |
| Document Number | 0000441587 |
|---|---|
| Date | Mar 04, 2020 |
| Instrument | 441587 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jun 21, 2019 |
| Property Address | 3001 3RD ST SE, SAINT CLOUD, MN 56304-2700 |
| Document Number | 0000436463 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 436463 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11690 95TH ST NE, OTSEGO, MN 55330-7423 |
| Investor | Possibly a Property Investor |
| Document Number | 0000436464 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 436464 |
| Name | RACHEL INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 48 Months |
| Due | Jun 16, 2023 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,720.00 (+19.01%) Homeowner's exemption | $319,500 (-) Land $70,000 Building $249,500 | $319,500 (-) Land $70,000 Building $249,500 |
| 2023 | $3,966.00 | $319,500 Land $45,000 Building $274,500 | $319,500 Land $45,000 Building $274,500 |
Source: FEMA National Flood Hazard Layer as of July 29, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 46% of the US · above 76% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 48 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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