Benton County property record for 2957 3rd St SE, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,800 (Apr 2020) |
| Tax Bill | $6,042 (2026) |
| Deeds & Mortgages | Dec 2020 Construction Loan Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.02378.00 |
| Primary APN | 17.02378.00 |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 23,958 sqft (0.55 acres) |
| Street Address | 2957 3RD ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-32 TWP-036 RANGE-030 AYERS MILL POND LOT-012 BLOCK-002 .55 AC & LOT 13 |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 32 |
| Legal Subdivision | AYERS MILL POND |
| Legal Block | 2 |
| Legal Lot Number | 12-13 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.02378.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1218 10TH AVE NE, SAUK RAPIDS, MN 56379-9848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 04, 2020 | Deed of Trust, Mortgage · Construction Mortgage BREMER BANK NA |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA |
| Apr 06, 2020 | Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL |
| Jun 21, 2019 | Warranty Deed, Transfer RACHEL INVESTMENTS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2020 · Amount on Record |
| Deed Sale | Apr 06, 2020 · Amount on Record |
| Prior Sale | Jun 21, 2019 · Amount on Record |
| Deed Document Number | 2020442108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 2957 3RD ST SE, SAINT CLOUD, MN 56304-5004 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | STEARNS CNTY ABSTRACT & TTL |
| Name | Verified Name |
|---|
| Document Number | 0000447893 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 447893 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 04, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 2957 3RD ST SE, SAINT CLOUD, MN 56304-5004 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | STEAMS CNTY ABSTRACT & TTL C |
| Name | Verified Name |
|---|
| Document Number | 0000451594 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 451594 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Apr 06, 2020 |
| Property Address | 2957 3RD ST SE, SAINT CLOUD, MN 56304-5004 |
| Document Number | 0000442108 |
| Instrument Date | Apr 01, 2020 |
| Instrument | 442108 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Tax | $217.14 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1218 10TH AVE NE, SAUK RAPIDS, MN 56379-9848 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jun 21, 2019 |
| Property Address | 2957 3RD ST SE, SAINT CLOUD, MN 56304-5004 |
| Document Number | 0000436463 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 436463 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11690 95TH ST NE, OTSEGO, MN 55330-7423 |
| Investor | Possibly a Property Investor |
| Document Number | 0000436464 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 436464 |
| Name | RACHEL INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 48 Months |
| Due | Jun 16, 2023 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,042.00 (+3.25%) Homeowner's exemption | $398,000 (-6.18%) Land $85,000 Building $313,000 | $398,000 (-6.18%) Land $85,000 Building $313,000 |
| 2023 | $5,852.00 | $424,200 Land $55,000 Building $369,200 | $424,200 Land $55,000 Building $369,200 |
Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 76% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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