2981 3rd St SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 2981 3rd St SE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.245 acres (10,701 sqft)
Owner	Individual Name on File
Last Sale	$35,900 (Mar 2020)
Tax Bill	$288 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.02380.00`

Property Details

APN / Parcel Number

Primary APN	`17.02380.00`

Exterior

Architectural Style	Multi-Family
Lot Area	10,701 sqft (0.245 acres)

Location & Zoning

Street Address	2981 3RD ST SE
City	SAINT CLOUD
State	MN
Zip	56304-5004
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-32 TWP-036 RANGE-030 AYERS MILL POND LOT-014 BLOCK-002
Legal Range	030
Legal Township	036
Legal Section	32
Legal Subdivision	AYERS MILL POND
Legal Block	2
Legal Lot Number	14
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3001
Census Tract	21201

Owner

Source: Benton County records · APN 17.02380.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3001 3RD ST SE, SAINT CLOUD, MN 56304-2700
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2020	Warranty Deed, Transfer · Conventional Mortgage BANKVISTA
Jun 21, 2019	Warranty Deed, Transfer RACHEL INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 04, 2020 · Amount on Record
Deed Sale	Mar 04, 2020 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	2020441588
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 04, 2020
Property Address	2981 3RD ST SE, SAINT CLOUD, MN 56304-5004
Document Number	0000441588
Instrument Date	Feb 28, 2020
Instrument	441588
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$118.47
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 3RD ST SE, SAINT CLOUD, MN 56304-2700

Mortgage

Document Number	0000441589
Date	Mar 04, 2020
Instrument	441589

Lender

Name	BANKVISTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 01, 2025

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 21, 2019
Property Address	2981 3RD ST SE, SAINT CLOUD, MN 56304-5004
Document Number	0000436463
Instrument Date	Jun 17, 2019
Instrument	436463
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11690 95TH ST NE, OTSEGO, MN 55330-7423
Investor	Possibly a Property Investor

Mortgage

Document Number	0000436464
Date	Jun 21, 2019
Instrument	436464

Lender

Name	RACHEL INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Jun 16, 2023

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$288.00 (+11.63%)	$15,000 (-) Land $15,000	$15,000 (-) Land $15,000
2023	$258.00	$15,000 Land $15,000	$15,000 Land $15,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	About 1 in 1,220 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 3rd St SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures