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2945 3rd St SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 2945 3rd St SE, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Architecture StyleMultifamily
Lot Size16,587 sqft (0.38 acres)
OccupancyOwner Occupied
Last Sale$303,261 (2020)
Tax Bill$4,854.00 (2026)

Owner

Source: Benton County records · APN 17.02377.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2945 3RD ST SE, SAINT CLOUD, MN 56304-5004
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2020Warranty Deed, Subdivision Related Transfer
RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL
Apr 01, 2020Warranty Deed, Transfer
Jun 21, 2019Warranty Deed, Transfer
RACHEL INVESTMENTS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2020 · Amount on Record
Deed SaleJul 02, 2020 · Amount on Record
Prior SaleApr 01, 2020 · Amount on Record
Deed Doc Number2020443999
Record RefreshedSep 20, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJul 02, 2020
Property Address2945 3RD ST SE, SAINT CLOUD, MN 56304-5004
Document Number443999
Instrument DateJun 29, 2020
Instrument443999
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 09, 2021
Title CompanyRAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL

Transaction

AmountAmount Recorded
Tax$1,000.76
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2945 2ND ST SE, SAINT CLOUD, MN 56301-3855

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateApr 01, 2020
Property Address2945 3RD ST SE, SAINT CLOUD, MN 56304-5004
Document Number442034
Instrument DateMar 27, 2020
Instrument442034
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
Tax$98.67
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJun 21, 2019
Property Address2945 3RD ST SE, SAINT CLOUD, MN 56304-5004
Document Number436463
Instrument DateJun 17, 2019
Instrument436463
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,485.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11690 95TH ST NE, OTSEGO, MN 55330-7423
InvestorPossibly a Property Investor

Mortgage

Document Number436464
DateJun 21, 2019
Instrument436464
Lender
NameRACHEL INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term48 Months
DueJun 16, 2023

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,854.00 (+12.05%) Homeowner's exemption$327,400 (-) Land $70,000 Building $257,400$327,400 (-) Land $70,000 Building $257,400
2023$4,332.00$327,400 Land $45,000 Building $282,400$327,400 Land $45,000 Building $282,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 76% of Minnesota
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN17.02377.00

Exterior

Architectural StyleMultifamily Style
Lot Area16,587 sqft (0.38 acres)

Location & Zoning

Street Address2945 3RD ST SE
CitySAINT CLOUD
StateMN
Zip56304-5004
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-32 TWP-036 RANGE-030 AYERS MILL POND LOT-011 BLOCK-002
Legal Range030
Legal Township036
Legal Section32
Legal SubdivisionAYERS MILL POND
Legal Block2
Legal Lot Number11
JurisdictionBENTON MN
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3001
Census Tract21201

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