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30 Sunset Cay Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 30 Sunset Cay Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,850 sqft · built 1971
Lot Size0.608 acres (26,500 sqft)
OwnerCompany Name on File
Last Sale$2,550,000 (Dec 2003)
Tax Bill$24,990 (2025)
Deeds & MortgagesApr 2023 Transfer
Flood ZoneZone AE (high risk)
APN00572390-000000

Property Details

APN / Parcel Number

Primary APN00572390-000000
Alternative APNs
  • 12594000572390000000
  • 1706892

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,850 sqft Living Area
Gross Area4,399 sqft
1st Floor Area3,850 sqft
AtticAttic
Attic Area243 sqft
FlooringCeramic Tile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2002
Exterior MaterialOther
Construction TypeConcrete
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area26,500 sqft (0.608 acres)
View / LotCanal
Garage TypeAttached
Garage Area549 sqft

Exterior Amenities

Pool Area660 sqft
PorchSlab
Porch Area2,508 sqft
Patio Area159 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1706892
Street Address30 SUNSET CAY RD
CityKEY LARGO
StateFL
Zip33037-3726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionSUB OF A PORTION OF TR D OF OCEAN REEF PLAT #3 PB4-91 PB5-63 LOT 15 & OUT LOT 15 BK 16 OR393-495/96 OR394-518 RE 57258 COMBINED FOR ASSMT PURPOSES 3-13-91 OR1963-1897/98 OR3222-1968
Legal Range40E
Legal Township59S
Legal Section12
Legal SubdivisionOCEAN REEF NO 3 SUBD OF
Legal TractD
Legal Block16
Legal Lot Number15
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3095
Census Tract972700

Owner

30 Sunset Cay Rd is owned by a company that bought it in December 2003 and is owner-occupied.

Source: Monroe County records, as of May 4, 2026

Owner of RecordCompany Name on File
Mailing Address30 SUNSET CAY RD, KEY LARGO, FL 33037-3726
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2003 · Amount on File
Deed SaleDec 30, 2003 · Amount on File
Deed Document Number20031417463
Deed Book / Page1963 / 1897
Record UpdatedJun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateApr 27, 2023
Property Address30 SUNSET CAY RD, KEY LARGO, FL 33037-3726
Document Number0032221968
Book / Page3222 / 1968
Map ReferenceMB 5 PG 63
Instrument DateSep 15, 2022
Instrument2415812
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address30 SUNSET CAY RD, KEY LARGO, FL 33037-3726

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 SUNSET CAY RD, KEY LARGO, FL 33037-3726

Tax Assessment & Valuation

The 2025 property tax bill for 30 Sunset Cay Rd was $24,990 with a homeowner's exemption, up 3.7% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,990.00 (+3.71%) Homeowner's exemption$3,664,579$10,613,095 Land $9,611,550 Building $1,001,545
2024$24,096.00 (+2.14%)
2023$23,591.00 (+4.76%) Homeowner's exemption$3,457,575 (+3%)$11,814,703 (+83.52%) Land $10,843,800 Building $970,903
2022$22,520.00 Homeowner's exemption$3,356,869$6,437,731 Land $5,421,900 Building $1,015,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30 Sunset Cay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 838 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
incl. 747 condo units
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Sunset Cay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000

May also be available: AT&T, T-Mobile.

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