38 Sunset Cay Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 38 Sunset Cay Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 7,583 sqft · built 2021
Lot Size	0.69 acres (30,055 sqft)
Owner	Company Name on File
Last Sale	$26,000,000 (Feb 2024)
Tax Bill	$49,349 (2024)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Sale + 5 more
Flood Zone	Zone AE (high risk)
APN	`00572430-000000`

Property Details

APN / Parcel Number

Primary APN	`00572430-000000`
Alternative APNs	`12594000572430000000` `1706931`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	7,583 sqft Living Area
Gross Area	8,376 sqft
1st Floor Area	7,583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	30,055 sqft (0.69 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	793 sqft

Exterior Amenities

Pool Area	572 sqft
Porch	Florida Room
Porch Area	2,519 sqft
Patio Area	126 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1706931
Street Address	38 SUNSET CAY RD
City	KEY LARGO
State	FL
Zip	33037-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 16 LT 19 A SUBD OF A PORTION OF TR D OF OCEAN REEF PLAT 3 PB 4-91 KEY LARGO PB5-63 OR480-833/34 OR758-223-224 OR415-394-395 OR683-498 OR2329-2393/4PET OR2329-2395/2410WILL OR2431-252 OR2669-352 OR2723-1605 OR2723-1606 OR2949-0780 OR3013-1792Q/C OR
Legal Range	40E
Legal Township	59S
Legal Section	12
Legal Subdivision	OCEAN REEF NO 3 SUBD OF
Legal Tract	D
Legal Block	16
Legal Lot Number	19
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3095
Census Tract	972700

Owner

38 Sunset Cay Rd is owned by a company that bought it in February 2024.

Source: Monroe County records, as of February 2, 2026

Owner of Record	Company Name on File
Mailing Address	5300 BROKEN SOUND BLVD NW, 110, BOCA RATON, FL 33487-3519
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Correction Deed
Feb 13, 2024	Warranty Deed, Transfer REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC
Jul 14, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 14, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 14, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 14, 2019	Warranty Deed, Transfer REEF TITLE COMPANY, REEF TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2024 · Amount on File
Deed Sale	Feb 13, 2024 · Amount on File
Prior Sale	Feb 14, 2019 · Amount on File
Deed Document Number	20242451078
Deed Book / Page	3262 / 881
Prior Transfer Date	Feb 9, 2024
Prior Transfer Doc	0032620876
Record Updated	Sep 20, 2026

February 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Feb 13, 2024
Property Address	38 SUNSET CAY RD, KEY LARGO, FL 33037-3726
Document Number	0032620876
Book / Page	3262 / 876
Map Reference	MB 5 PG 73
Instrument Date	Feb 9, 2024
Instrument	2451077
Record Updated	Mar 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 OCEAN REEF DR STE 200, 200, KEY LARGO, FL 33037-5259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 BROKEN SOUND BLVD NW STE 110, 110, BOCA RATON, FL 33487-3519

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 13, 2024
Property Address	38 SUNSET CAY RD, KEY LARGO, FL 33037-3726
Document Number	0032620881
Book / Page	3262 / 881
Map Reference	MB 5 PG 63
Instrument Date	Feb 6, 2024
Instrument	2451078
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$18,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 BROKEN SOUND BLVD NW STE 110, 110, BOCA RATON, FL 33487-3519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SUNSET CAY RD, KEY LARGO, FL 33037-3726

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jul 14, 2021
Property Address	38 SUNSET CAY RD, KEY LARGO, FL 33037-3726
Document Number	0031120664
Book / Page	3112 / 664
Map Reference	MB 5 PPG 73
Instrument Date	Jul 6, 2021
Instrument	2329945
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 BROKEN SOUND BLVD NW STE 110, 110, BOCA RATON, FL 33487-3519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 BROKEN SOUND BLVD NW STE 110, 110, BOCA RATON, FL 33487-3519

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Jul 14, 2021
Property Address	38 SUNSET CAY RD, KEY LARGO, FL 33037-3726
Document Number	0031120668
Book / Page	3112 / 668
Map Reference	MB 5 PG 73
Instrument Date	Jul 6, 2021
Instrument	2329947
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5300 BROKEN SOUND BLVD NW STE 110, 110, BOCA RATON, FL 33487-3519

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Jul 14, 2021
Property Address	38 SUNSET CAY RD, KEY LARGO, FL 33037-3726
Document Number	0031120666
Book / Page	3112 / 666
Map Reference	MB 05 PG 73
Instrument Date	Jul 6, 2021
Instrument	2329946
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 BROKEN SOUND BLVD NW STE 110, 110, BOCA RATON, FL 33487-3519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 BROKEN SOUND BLVD NW STE 110, 110, BOCA RATON, FL 33487-3519

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 13, 2020
Property Address	38 SUNSET CAY RD, KEY LARGO, FL 33037-3726
Document Number	0030131792
Book / Page	003013 / 001792
Instrument Date	Mar 10, 2020
Instrument	2259983
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5300 BROKEN SOUND BLVD NW BOCA RATON FL 334873520, BOCA RATON, FL 33487-3520

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 14, 2019
Property Address	38 SUNSET CAY RD, KEY LARGO, FL 33037-3726
Document Number	0029490780
Book / Page	002949 / 000780
Instrument Date	Feb 11, 2019
Instrument	2206772
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	REEF TITLE COMPANY, REEF TITLE CO

Transaction

Amount	Amount on Record
Tax	$37,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5300 BROKEN SOUND BLVD NW #11 BOCA RATON FL 334873520, 11, BOCA RATON, FL 33487-3520

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,565,794 Land $13,104,581 Building $7,461,213	$20,565,794 Land $13,104,581 Building $7,461,213
2024	$49,349.00 (+1.94%)
2023	$48,409.00 (+4.77%) Homeowner's exemption	$7,124,620 (+3%)	$16,629,575 (+124.21%) Land $13,647,374 Building $2,982,201
2022	$46,207.00 Homeowner's exemption	$6,917,107	$7,417,107 Land $6,823,687 Building $593,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 38 Sunset Cay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Sunset Cay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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