Monroe County property record for 23 Sunset Cay Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,795 sqft · built 2005 |
| Lot Size | 0.713 acres (31,083 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $5,900,000 (Sep 2013) |
| Tax Bill | $42,044 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00572450-000000 |
| Primary APN | 00572450-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,795 sqft Living Area |
| 1st Floor Area | 4,795 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 31,083 sqft (0.713 acres) |
| Garage Type | Mixed |
| Garage Area | 525 sqft |
| Carport | Carport |
| Carport Area | 499 sqft |
| Pool Area | 527 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 3,821 sqft |
| Deck Area | 894 sqft |
| Patio Area | 2,334 sqft |
| Water Feature | Water Feature |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1706957 |
|---|---|
| Old Parcel Number | 12594000572450000000 |
| Street Address | 23 SUNSET CAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 16 LT 21 A SUBD OF A PORTION OF TR D OF OCEAN REEF PLAT 3 KEY LARGO PB4-91 PB5-63 OR398-946/47 OR769-1729 OR936-1484/85 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 12 |
| Legal Subdivision | OCEAN REEF NO 3 SUBD OF TRACT D |
| Legal Tract | D |
| Legal Block | 16 |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3095 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 23 SUNSET CAY RD, KEY LARGO, FL 33037-3723 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2013 · Amount on Record |
| Deed Sale | Sep 13, 2013 · Amount on Record |
| Prior Sale | Mar 20, 2009 |
| Deed Document Number | 1949806 |
| Deed Book / Page | 2649 / 1437 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,426,903 (+5.99%) | $15,675,684 (-3.47%) Land $12,186,720 Building $3,488,964 | |
| 2024 | $42,044.00 (+1.97%) | ||
| 2023 | $41,230.00 (+4.76%) Homeowner's exemption | $6,063,861 (+3%) | $16,240,014 (+147.27%) Land $13,749,120 Building $2,490,894 |
| 2022 | $39,355.00 Homeowner's exemption | $5,887,244 | $6,567,701 Land $4,312,224 Building $2,255,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: AT&T, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures