Monroe County property record for 22 Sunset Cay Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 6,138 sqft · built 2018 |
| Lot Size | 0.532 acres (23,150 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,500,000 (Feb 2016) |
| Tax Bill | $56,155 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00572350-000000 |
| Primary APN | 00572350-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 6,138 sqft Living Area |
| Gross Area | 6,821 sqft |
| 1st Floor Area | 6,138 sqft |
| Flooring | Marble |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 23,150 sqft (0.532 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 683 sqft |
| Pool Area | 504 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 2,627 sqft |
| Patio Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1706850 |
|---|---|
| Street Address | 22 SUNSET CAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 16 LT 11 A SUB OF A PORTION OF TR D OF O R PLAT 3 PB4-91 PB5-63 KEY LARGO OR646-102 OR688-598 OR1191-912/93 OR1284-820/26AFF/TR OR1284-827/29 OR1284-830/31 OR1284-820/26TR/AFF OR1767-880/81 OR1767-885/86 OR1767-887/88 OR2544-2451/53 OR2783-2036/38 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 12 |
| Legal Subdivision | OCEAN REEF NO 3 SUBD OF |
| Legal Tract | D |
| Legal Block | 16 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3095 |
| Census Tract | 972700 |
22 Sunset Cay Rd is owned by a company that acquired it in January 2023.
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2040 TURNBERRY CT, CENTER VALLEY, PA 18034-8930 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2016 · Amount on File |
| Deed Sale | Feb 26, 2016 · Amount on File |
| Prior Sale | Dec 7, 2011 · Amount on File |
| Deed Document Number | 20162065318 |
| Deed Book / Page | 2783 / 2036 |
| Last Transfer Date | Jan 23, 2023 |
| Transfer Doc | 0002404321 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 22 Sunset Cay Rd was $56,155, down 2.8% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,155.00 (-2.81%) | $10,406,723 Land $8,847,930 Building $1,558,793 | $10,406,723 Land $8,847,930 Building $1,558,793 |
| 2024 | $57,778.00 (+4.32%) | ||
| 2023 | $55,386.00 (+45.61%) | $11,700,137 (+79.07%) Land $10,186,000 Building $1,514,137 | $11,700,137 (+79.07%) Land $10,186,000 Building $1,514,137 |
| 2022 | $38,038.00 | $6,533,935 Land $5,093,000 Building $1,440,935 | $6,533,935 Land $5,093,000 Building $1,440,935 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Sunset Cay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Sunset Cay Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: AT&T, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures