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30 Cottage Ln, Moneta, VA 24121 Property Records

Franklin County property record for 30 Cottage Ln, Moneta, VA 24121 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2006
Square Footage2,185 sqft Living Area
Lot Size6,273 sqft (0.144 acres)
Garage294 sqft
Last Sale$1,150,000 (2026)
Tax Bill$4,594.00 (2025)

Owner

Source: Franklin County records · APN 032 06-106 00

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 842, ROCKY MOUNT, VA 24151-0842
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Feb 25, 2022Deed, Transfer · Conventional Mortgage
FIRST SAVINGS MORTGAGE CORP
Jan 30, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Nov 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Prior SaleFeb 25, 2022 · Amount on Record
Deed Doc Number20261299
Deed Book / Page1241 / 2078
Prior Transfer DateNov 10, 2017
Prior Transfer Doc00110002907
Record RefreshedSep 20, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN VA
Recording DateFeb 27, 2026
Property Address30 COTTAGE LN, MONETA, VA 24121-3438
Document Number0012412078
Book / Page1241 / 2078
Instrument DateFeb 19, 2026
Instrument260001299
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$550.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
AddressPO BOX 842, NEW BERN, NC 28563-0842

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN VA
Recording DateFeb 25, 2022
Property Address30 COTTAGE LN, MONETA, VA 24121-3438
Document Number0011800120
Book / Page1180 / 120
Map ReferenceMB 571 PG 1347
Instrument DateFeb 15, 2022
Instrument220001600
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyVENTURE TITLE, CENTURY TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address20503 HAZLETON WAY, ASHBURN, VA 20147-3669

Mortgage

Document Number0220001601
DateFeb 25, 2022
Instrument220001601
Lender
NameFIRST SAVINGS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN VA
Recording DateJan 30, 2019
Property Address30 COTTAGE LN, MONETA, VA 24121-3438
Document Number0011172806
Book / Page001117 / 002806
Instrument DateJan 11, 2019
Instrument545
Transaction TypeTransfer
Record UpdatedFeb 19, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 COTTAGE LN MONETA VA 241213438, MONETA, VA 24121-3438

Mortgage

Document Number11172810
DateJan 30, 2019
Book Page001117/002810
Instrument546
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address30 COTTAGE LN, MONETA, VA 24121-3438
Document Number0011002911
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011002911
DateNov 27, 2017
Book Page001100/002911
Instrument7570
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2047
Interest
Rate TypeFixed Rate
Rate3.13%

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,594.00 (+16.84%)$1,068,400 (+65.72%) Land $220,000 Building $848,400$1,068,400 (+65.72%) Land $220,000 Building $848,400
2023$3,932.00$644,700 (-) Land $215,000 Building $429,700$644,700 (-) Land $215,000 Building $429,700
2022$644,700 Land $215,000 Building $429,700$644,700 Land $215,000 Building $429,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN032 06-106 00
Alternative APN
  • 8671

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms11 Rooms
Building Area2,185 sqft Living Area
Gross Area3,787 sqft Gross Area
1st Floor2,171 sqft 1st Floor
Basement Area1,357 sqft Basement
Finished Basement1,357 sqft Finished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2006
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,273 sqft (0.144 acres)
Parking Spaces1 Parking Spaces
Garage Area294 sqft Garage

Exterior Amenities

Balcony Area14 sqft Balcony
Deck Area182 sqft Deck
Patio Area182 sqft Patio
Porch Area266 sqft Porch
TopographyRolling Topography
Boat House288 sqft Boat House

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number8671
Street Address30 COTTAGE LN
CityMONETA
StateVA
Zip24121-3438
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBOARDWALK - COTTAGE LOT 16
Legal SubdivisionBOARDWALK
Legal Lot Number16
JurisdictionFRANKLIN VA
Minor Civil DivisionGILLS CREEK
Census Blockgroup3
Census Block3004
Census Tract20104

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