10 Cottage Ln, Moneta, VA 24121 Property Records

Franklin County property record for 10 Cottage Ln, Moneta, VA 24121 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 2006
Square Footage	1,958 sqft Living Area
Lot Size	5,401 sqft (0.124 acres)
Garage	336 sqft
Last Sale	$670,000 (2020)
Tax Bill	$4,287.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`032 06-108 00`
Alternative APN	`8673`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,958 sqft Living Area
Gross Area	3,738 sqft Gross Area
1st Floor	1,930 sqft 1st Floor
Basement Area	1,245 sqft Basement
Finished Basement	1,245 sqft Finished
Stories	1 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,401 sqft (0.124 acres)
Parking Spaces	1 Parking Spaces
Garage Area	336 sqft Garage

Exterior Amenities

Balcony Area	14 sqft Balcony
Patio Area	350 sqft Patio
Porch Area	456 sqft Porch
Topography	Rolling Topography
Boat House	288 sqft Boat House

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	8673
Street Address	10 COTTAGE LN
City	MONETA
State	VA
Zip	24121-3438
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BOARDWALK - COTTAGE LOT 18
Legal Subdivision	BOARDWALK
Legal Lot Number	18
Jurisdiction	FRANKLIN VA
Minor Civil Division	GILLS CREEK
Census Blockgroup	3
Census Block	3004
Census Tract	20104

Owner

Source: Franklin County records · APN 032 06-108 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2707 N DINWIDDIE ST, ARLINGTON, VA 22207-2726
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Deed Doc Number	20205951
Deed Book / Page	1144 / 3050
Record Refreshed	Sep 20, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 18, 2020
Property Address	10 COTTAGE LN, MONETA, VA 24121-3438
Document Number	0011443050
Book / Page	1144 / 3050
Map Reference	MB 571 PG 1347
Instrument Date	Aug 06, 2020
Instrument	200005951
Transaction Type	Transfer
Record Updated	Nov 09, 2021
Title Company	ANCHOR TITLE SML LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 N DINWIDDIE ST, ARLINGTON, VA 22207-2726

Mortgage

Document Number	200005952
Date	Aug 18, 2020
Instrument	200005952

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,287.00 (+11.67%)	$997,000 (+58.38%) Land $220,000 Building $777,000	$997,000 (+58.38%) Land $220,000 Building $777,000
2023	$3,839.00	$629,500 (-) Land $215,000 Building $414,500	$629,500 (-) Land $215,000 Building $414,500
2022		$629,500 Land $215,000 Building $414,500	$629,500 Land $215,000 Building $414,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.