60 Cottage Ln, Moneta, VA 24121 Property Records

Franklin County property record for 60 Cottage Ln, Moneta, VA 24121 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,068 sqft · built 1997
Lot Size0.134 acres (5,837 sqft)
OwnerCompany Name on File
Last Sale$954,000 (Oct 2007)
Tax Bill$4,900 (2025)
Deeds & MortgagesJul 2020 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN032 06-103 00

Property Details

APN / Parcel Number

Primary APN032 06-103 00
Alternative APN
  • 8668

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,068 sqft Living Area
Gross Area3,105 sqft
1st Floor Area1,901 sqft
Basement Area1,271 sqft
Finished Basement1,271 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2006
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,837 sqft (0.134 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area408 sqft
Patio Area350 sqft
Balcony Area14 sqft
Boat House288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number8668
Street Address60 COTTAGE LN
CityMONETA
StateVA
Zip24121-3438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOARDWALK - COTTAGE LOT 13
Legal SubdivisionBOARDWALK
Legal Lot Number13
JurisdictionFRANKLIN VA
Township / Civil DivisionGILLS CREEK
Census Block Group3
Census Block3004
Census Tract20104

Owner

Source: Franklin County records · APN 032 06-103 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3432 WELLINGTON DR SE, ROANOKE, VA 24014-6469
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 28, 2019Deed of Trust, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2007 · Amount on Record
Deed SaleOct 03, 2007 · Amount on Record
Deed Document Number20079998
Deed Book / Page922 / 1579
Last Transfer DateMar 17, 2015
Transfer Doc00105902773
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address60 COTTAGE LN, MONETA, VA 24121-3438
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011421299
DateJul 10, 2020
Book Page1142/1299
Instrument200004684
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueJun 01, 2030

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address60 COTTAGE LN, MONETA, VA 24121-3438
Document Number0011312753
Instrument DateOct 28, 2019
Transaction TypeMortgage
Record UpdatedMay 08, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 COTTAGE LN MONETA VA 241213438, MONETA, VA 24121-3438

Mortgage

Document Number0011312753
DateDec 17, 2019
Book Page001131/002753
Instrument8132
Lender
NameWELLS FARGO BK
TypeBank
Agreement
AmountAmount Recorded
Term180 Months
DueDec 16, 2034
Interest
Rate TypeFixed Rate
Rate3.38%

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,900.00 (+17%)$1,139,600 (+65.98%) Land $240,000 Building $899,600$1,139,600 (+65.98%) Land $240,000 Building $899,600
2023$4,188.00$686,600 (-) Land $235,000 Building $451,600$686,600 (-) Land $235,000 Building $451,600
2022$686,600 Land $235,000 Building $451,600$686,600 Land $235,000 Building $451,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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