70 Cottage Ln, Moneta, VA 24121 Property Records

Franklin County property record for 70 Cottage Ln, Moneta, VA 24121 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2007
Square Footage2,321 sqft Living Area
Lot Size6,273 sqft (0.144 acres)
Garage294 sqft
Last Sale$1,389,000 (2026)
Tax Bill$4,912.00 (2025)

Owner

Source: Franklin County records · APN 032 06-102 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address306 EDNAM DR, CHARLOTTESVILLE, VA 22903-4714
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 06, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Prior SaleMar 06, 2019 · Amount on Record
Deed Doc Number20262687
Deed Book / Page1244 / 1927
Prior Transfer DateFeb 15, 2006
Prior Transfer Doc00087601582
Record RefreshedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN VA
Recording DateApr 29, 2026
Property Address70 COTTAGE LN, MONETA, VA 24121-3438
Document Number0000002687
Book / Page1244 / 1927
Instrument DateApr 28, 2026
Instrument2026.2687
Transaction TypeTransfer
Record UpdatedMay 27, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$140,289.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address306 EDNAM DR, CHARLOTTESVILLE, VA 22903-4714

Mortgage

Document Number0000002688,
DateApr 29, 2026
Book Page1244/1931
Instrument2026.2688
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.5%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN VA
Recording DateMar 06, 2019
Property Address70 COTTAGE LN, MONETA, VA 24121-3438
Document Number0011190517
Book / Page001119 / 000517
Instrument DateMar 05, 2019
Instrument1293
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$700.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6030 DAYBREAK CIR #150 CLARKSVILLE MD 210291642, 150, CLARKSVILLE, MD 21029-1642

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,912.00 (+19.98%)$1,142,500 (+70.19%) Land $240,000 Building $902,500$1,142,500 (+70.19%) Land $240,000 Building $902,500
2023$4,094.00$671,300 (-) Land $235,000 Building $436,300$671,300 (-) Land $235,000 Building $436,300
2022$671,300 Land $235,000 Building $436,300$671,300 Land $235,000 Building $436,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN032 06-102 00
Alternative APN
  • 8666

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,321 sqft Living Area
Gross Area3,584 sqft Gross Area
1st Floor2,307 sqft 1st Floor
Basement Area1,018 sqft Basement
Finished Basement400 sqft Finished
Stories1 Stories
Primary FlooringSoftwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2007
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,273 sqft (0.144 acres)
Parking Spaces1 Parking Spaces
Garage Area294 sqft Garage

Exterior Amenities

Balcony Area14 sqft Balcony
Deck Area182 sqft Deck
Patio Area182 sqft Patio
Porch Area266 sqft Porch
TopographyRolling Topography
Boat House288 sqft Boat House

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number8666
Street Address70 COTTAGE LN
CityMONETA
StateVA
Zip24121-3438
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBOARDWALK - COTTAGE LOT 12
Legal SubdivisionBOARDWALK
Legal Lot Number12
JurisdictionFRANKLIN VA
Minor Civil DivisionGILLS CREEK
Census Blockgroup3
Census Block3004
Census Tract20104

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