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3 Waterbluff Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 3 Waterbluff Dr, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,978 sqft Living Area
Lot Size8,125 sqft (0.186 acres)
OccupancyOwner Occupied
Last Sale$326,000 (2019)
Tax Bill$4,165.00 (2025)

Property Details

APN / Parcel Number

Primary APN3240-07-00-0340
Alternative APNs
  • 5996913.0
  • 5996913

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,978 sqft Living Area
1st Floor1,978 sqft 1st Floor
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2004
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,125 sqft (0.186 acres)
Depth X Width125 ft x 65 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area522 sqft Garage

Exterior Amenities

Pool Area420 sqft Pool
Patio Area792 sqft Patio
PorchOpen Porch
Porch Area319 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number5996913.0
Street Address3 WATERBLUFF DR
CityORMOND BEACH
StateFL
Zip32174-3076
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 34 ORMOND LAKES UNIT IX MB 48 PGS 65 & 66 PER OR 4879 PG 4068 PER OR 5399 PG 0015 PER OR 7050 PG 1541 PER OR 7105 PG 0512
Legal Range32E
Legal Township13S
Legal Section40
Legal SubdivisionORMOND
Legal Tract7
Legal Lot Number34
Legal UnitIX
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup2
Census Block2002
Census Tract80101

Owner

Source: Volusia County records · APN 3240-07-00-0340

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 WATERBLUFF DR, ORMOND BEACH, FL 32174-3076
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Dec 28, 2018Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Nov 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2019 · Amount on Record
Deed SaleJul 02, 2019 · Amount on Record
Prior SaleDec 28, 2018 · Amount on Record
Deed Doc Number2019-130570
Deed Book / Page7715 / 3302
Record RefreshedJun 08, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJul 02, 2019
Property Address3 WATERBLUFF DR, ORMOND BEACH, FL 32174-3076
Document Number0077153302
Book / Page007715 / 003302
Instrument DateJun 27, 2019
Instrument130570
Transaction TypeTransfer
Record UpdatedJul 24, 2019
Title CompanySOUTHERN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,282.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3 WATERBLUFF DR ORMOND BEACH FL 321743076, ORMOND BEACH, FL 32174-3076

Mortgage

Document Number77153303
DateJul 02, 2019
Book Page007715/003303
Instrument130571
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateDec 28, 2018
Property Address3 WATERBLUFF DR, ORMOND BEACH, FL 32174-3076
Document Number0076392194
Book / Page007639 / 002194
Instrument DateDec 26, 2018
Instrument258074
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyADAMS CAMERON TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,242.10
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3 WATERBLUFF DR ORMOND BEACH FL 321743076, ORMOND BEACH, FL 32174-3076

Mortgage

Document Number76392195
DateDec 28, 2018
Book Page007639/002195
Instrument258075
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2048

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address3 WATERBLUFF DR, ORMOND BEACH, FL 32174-3076
Document Number0074732400
Book / Page007473 / 002400
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3 WATERBLUFF DR ORMOND BEACH FL 321743076, ORMOND BEACH, FL 32174-3076

Mortgage

Document Number0074732400
DateNov 17, 2017
Book Page007473/002400
Instrument223868
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 16, 2047

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,165.00 (+16.37%) Homeowner's exemption$276,554 (+5.99%)$390,257 (+3.08%) Land $50,000 Building $340,257
2023$3,579.00 (+3.2%) Homeowner's exemption$260,933 (+3%)$378,579 (+14.44%) Land $50,000 Building $328,579
2022$3,468.00 Homeowner's exemption$253,333$330,815 Land $48,000 Building $282,815

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 380 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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