Volusia County property record for 10 Waterbluff Dr, Ormond Beach, FL 32174 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,326 sqft Living Area |
| Lot Size | 20,000 sqft (0.459 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2005) |
| Tax Bill | $3,332.00 (2025) |
| Primary APN | 3240-07-00-0440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,326 sqft Living Area |
| Gross Area | 2,767 sqft Gross Area |
| 1st Floor | 2,326 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,000 sqft (0.459 acres) |
| Depth X Width | 160 ft x 125 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Pool Area | 325 sqft Pool |
| Patio Area | 260 sqft Patio |
| Porch Area | 418 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 5997014 |
|---|---|
| Street Address | 10 WATERBLUFF DR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-3075 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 44 ORMOND LAKES UNIT IX MB 48 PGS 65-66 PER OR 5237 PG 4513 PER OR 5351 PG 0581 PER OR 5589 PG 1874 |
| Legal Range | 32E |
| Legal Township | 13S |
| Legal Section | 40 |
| Legal Subdivision | ORMOND LAKES UNIT IX MB |
| Legal Tract | 07 |
| Legal Lot Number | 44 |
| Legal Unit | IX |
| Jurisdiction | VOLUSIA FL |
| Minor Civil Division | ORMOND BEACH |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 80101 |
Source: Volusia County records · APN 3240-07-00-0440
Assessment roll updated March 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10 WATERBLUFF DR, ORMOND BEACH, FL 32174-3075 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Aug 09, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 31, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2005 · Amount on Record |
| Deed Sale | Jun 29, 2005 · Amount on Record |
| Prior Sale | Jul 01, 2004 · Amount on Record |
| Deed Doc Number | 2005174445 |
| Deed Book / Page | 5589 / 1874 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 10 WATERBLUFF DR, ORMOND BEACH, FL 32174-3075 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 WATERBLUFF DR, ORMOND BEACH, FL 32174-3075 |
| Document Number | 0088234876 |
|---|---|
| Date | Mar 09, 2026 |
| Book Page | 8823/4876 |
| Instrument | 2026042029 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 23, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 10 WATERBLUFF DR, ORMOND BEACH, FL 32174-3075 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 10 WATERBLUFF DR, ORMOND BEACH, FL 32174-3075 |
| Document Number | 0082952511 |
|---|---|
| Date | Aug 09, 2022 |
| Book Page | 8295/2511 |
| Instrument | 2022186091 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 10 WATERBLUFF DR, ORMOND BEACH, FL 32174-3075 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 10 WATERBLUFF DR, ORMOND BEACH, FL 32174-3075 |
| Document Number | 0081040582 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 8104/582 |
| Instrument | 2021-197780 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 10 WATERBLUFF DR, ORMOND BEACH, FL 32174-3075 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0078874424 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 7887/4424 |
| Instrument | 2020-140699 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,704 (+2.7%) | $430,864 (+1.49%) Land $50,000 Building $380,864 | |
| 2025 | $3,332.00 (+7.17%) Homeowner's exemption | $246,061 (+5.99%) | $424,550 (+4.75%) Land $50,000 Building $374,550 |
| 2023 | $3,109.00 (+3.25%) Homeowner's exemption | $232,163 (+3%) | $405,283 (+17.5%) Land $50,000 Building $355,283 |
| 2022 | $3,011.00 Homeowner's exemption | $225,401 | $344,912 Land $40,000 Building $304,912 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 169 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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