Monmouth County and Neptune Township property record for 3 Summit Rd, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,843 sqft · built 1976 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Aug 2022) |
| Tax Bill | $11,401 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-05314-0000-00004 |
| Primary APN | 35-05314-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,843 sqft Living Area |
| 1st Floor Area | 1,843 sqft |
| Upper Floors Area | 1,075 sqft |
| Basement Area | 1,075 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,398 sqft (0.193 acres) |
| Lot Dimensions | 84 ft deep x 100 ft wide |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 281 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00059501 |
|---|---|
| Street Address | 3 SUMMIT RD |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-5744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Description | L10-12 |
| Legal Subdivision | SHARK RIVER HILLS SEC B |
| Legal Block | 5314 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 808001 |
Source: Monmouth County and Neptune Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 SUMMIT RD, NEPTUNE, NJ 07753-5744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed, Transfer · Conventional Mortgage MANASQUAN BANK |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REAL EST MTG NTWK |
| Apr 13, 2020 | Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2022 · Amount on Record |
| Deed Sale | Aug 18, 2022 · Amount on Record |
| Deed Document Number | 202284860 |
| Deed Book / Page | 9611 / 274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 18, 2022 |
| Property Address | 3 SUMMIT RD, NEPTUNE, NJ 07753-5744 |
| Document Number | 0096110274 |
| Book / Page | 9611 / 274 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 2022084860 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,032.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 809 OCEAN AVE APT 2, 809, AVON BY THE SEA, NJ 07717-1439 |
| Name | Verified Name |
|---|---|
| Address | 3 SUMMIT RD, NEPTUNE, NJ 07753-5744 |
| Document Number | 2022084861 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022084861 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 SUMMIT RD, NEPTUNE, NJ 07753-5744 |
| Document Number | 0000045504 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 SUMMIT RD NEPTUNE NJ 077535744, NEPTUNE, NJ 07753-5744 |
| Document Number | 0000045504 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 009411/000246 |
| Instrument | 45504 |
| Name | REAL EST MTG NTWK |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 SUMMIT RD, NEPTUNE, NJ 07753-5744 |
| Document Number | 0000045505 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 SUMMIT RD NEPTUNE NJ 077535744, NEPTUNE, NJ 07753-5744 |
| Document Number | 0000045505 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 009411/000283 |
| Instrument | 45505 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $735,400 (+18.69%) Land $484,000 Building $251,400 | $735,400 (+18.69%) Land $484,000 Building $251,400 | |
| 2025 | $11,401.00 (+13.71%) | $619,600 (+21.25%) Land $380,100 Building $239,500 | $619,600 (+21.25%) Land $380,100 Building $239,500 |
| 2024 | $10,026.00 (+11.18%) | ||
| 2023 | $511,000 Land $281,400 Building $229,600 | $511,000 Land $281,400 Building $229,600 | |
| 2022 | $9,018.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 225 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 245 units insured incl. 20 condo units |
| Nearby Flood Claims | 270 (1978–2025) |
| Claims Outside the SFHA | 30 of 270 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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