Monmouth County and Neptune Township property record for 14 Summit Rd, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,428 sqft · built 1996 |
| Lot Size | 0.292 acres (12,702 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $422,500 (Apr 2018) |
| Tax Bill | $12,698 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-05315-0000-00011 |
| Primary APN | 35-05315-0000-00011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 907 sqft |
| Upper Floors Area | 32 sqft |
| Basement Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,702 sqft (0.292 acres) |
| Lot Dimensions | 127 ft deep x 100 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 399 sqft |
| Patio Area | 236 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00059678 |
|---|---|
| Street Address | 14 SUMMIT RD |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-5745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7.5 |
| Legal Description | ALSO LOTS 31-33 NIT 1A |
| Legal Subdivision | SHARK RIVER HILLS SEC B |
| Legal Block | 5315 |
| Legal Lot Number | 11 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 808001 |
Source: Monmouth County and Neptune Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 SUMMIT RD, NEPTUNE, NJ 07753-5745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK |
| Apr 10, 2018 | Grant Deed, Transfer · Conventional with PMI GUARDHILL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on Record |
| Deed Sale | Apr 10, 2018 · Amount on Record |
| Prior Sale | Aug 14, 2000 · Amount on Record |
| Deed Document Number | 201834999 |
| Deed Book / Page | 9281 / 8361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 14 SUMMIT RD, NEPTUNE, NJ 07753-5745 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095842204 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 9584/2204 |
| Instrument | 2022029571 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 14 SUMMIT RD, NEPTUNE, NJ 07753-5745 |
| Document Number | 0000009010 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 14 SUMMIT RD NEPTUNE NJ 077535745, NEPTUNE, NJ 07753-5745 |
| Document Number | 0000009010 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 009393/000189 |
| Instrument | 9010 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 10, 2018 |
| Property Address | 14 SUMMIT RD, NEPTUNE, NJ 07753-5745 |
| Document Number | 0000034999 |
| Book / Page | 009281 / 008361 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 34999 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2018 |
| Title Company | ASSOCIATED TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $422.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14 SUMMIT RD NEPTUNE NJ 077535745, NEPTUNE, NJ 07753-5745 |
| Document Number | 35000 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 009281/008386 |
| Instrument | 35000 |
| Name | GUARDHILL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | NEW YORK, NY 10017 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2048 |
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $804,000 (+16.5%) Land $520,000 Building $284,000 | $804,000 (+16.5%) Land $520,000 Building $284,000 | |
| 2025 | $12,698.00 (+16.48%) | $690,100 (+23.98%) Land $414,300 Building $275,800 | $690,100 (+23.98%) Land $414,300 Building $275,800 |
| 2024 | $10,901.00 (+2.05%) | ||
| 2023 | $556,600 Land $292,200 Building $264,400 | $556,600 Land $292,200 Building $264,400 | |
| 2022 | $10,682.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 225 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 245 units insured incl. 20 condo units |
| Nearby Flood Claims | 270 (1978–2025) |
| Claims Outside the SFHA | 30 of 270 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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