Monmouth County and Neptune Township property record for 10 Summit Rd, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,592 sqft · built 1926 |
| Lot Size | 0.148 acres (6,451 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Dec 2019) |
| Tax Bill | $10,162 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-05315-0000-00012 |
| Primary APN | 35-05315-0000-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 901 sqft |
| Upper Floors Area | 376 sqft |
| Basement Area | 440 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,451 sqft (0.148 acres) |
| Lot Dimensions | 129 ft deep x 50 ft wide |
| Deck Area | 196 sqft |
| Sewer | Connected |
|---|
| Account Number | 00059685 |
|---|---|
| Street Address | 10 SUMMIT RD |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-5745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Description | L35 |
| Legal Block | 5315 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 808001 |
Source: Monmouth County and Neptune Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 SUMMIT RD, NEPTUNE, NJ 07753-5745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 30, 2019 | Grant Deed, Transfer · FHA Mortgage NJ LENDERS |
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL RSRCS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2019 · Amount on Record |
| Deed Sale | Dec 30, 2019 · Amount on Record |
| Prior Sale | Jun 6, 2003 · Amount on Record |
| Deed Document Number | 2019124729 |
| Deed Book / Page | 9387 / 9483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 10 SUMMIT RD, NEPTUNE, NJ 07753-5745 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|
| Document Number | 0096578778 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 9657/8778 |
| Instrument | 2023060074 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 30, 2019 |
| Property Address | 10 SUMMIT RD, NEPTUNE, NJ 07753-5745 |
| Document Number | 0000124729 |
| Book / Page | 009387 / 009483 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 124729 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 SUMMIT RD NEPTUNE NJ 077535745, NEPTUNE, NJ 07753-5745 |
| Document Number | 124730 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 009387/009499 |
| Instrument | 124730 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 10 SUMMIT RD, NEPTUNE, NJ 07753-5745 |
| Document Number | 0000122261 |
| Book / Page | 009263 / 008300 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2018 |
| Title Company | ORION FINANCIAL GROUP INC |
| Name | Verified Name |
|---|---|
| Address | 10 SUMMIT RD NEPTUNE NJ 077535745, NEPTUNE, NJ 07753-5745 |
| Document Number | 0000122261 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 009263/008300 |
| Instrument | 122261 |
| Name | FINANCIAL RSRCS FCU |
|---|---|
| Address | BRIDGEWATER, NJ 08807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Dec 17, 2024 |
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $632,500 (+14.52%) Land $437,500 Building $195,000 | $632,500 (+14.52%) Land $437,500 Building $195,000 | |
| 2025 | $10,162.00 (-0.23%) | $552,300 (+16.45%) Land $309,800 Building $242,500 | $552,300 (+16.45%) Land $309,800 Building $242,500 |
| 2024 | $10,185.00 (+24.77%) | ||
| 2023 | $474,300 Land $259,200 Building $215,100 | $474,300 Land $259,200 Building $215,100 | |
| 2022 | $8,163.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 225 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 245 units insured incl. 20 condo units |
| Nearby Flood Claims | 270 (1978–2025) |
| Claims Outside the SFHA | 30 of 270 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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