Monmouth County and Neptune Township property record for 1 Summit Rd, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,376 sqft · built 2008 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $949,900 (Nov 2025) |
| Tax Bill | $13,307 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2025 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 35-05314-0000-00003 |
| Primary APN | 35-05314-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Upper Floors Area | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Dimensions | 79 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 52 sqft |
| Patio Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00059491 |
|---|---|
| Street Address | 1 SUMMIT RD |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-5744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Description | L5-8 |
| Legal Subdivision | SHARK RIVER HILLS SEC B |
| Legal Block | 5314 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 808001 |
Source: Monmouth County and Neptune Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 SUMMIT RD, NEPTUNE, NJ 07753-5744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 13, 2025 | Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Feb 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Prior Sale | May 5, 2011 · Amount on Record |
| Deed Document Number | 202590944 |
| Deed Book / Page | 9765 / 6187 |
| Prior Transfer Date | Apr 23, 2008 |
| Prior Transfer Doc | 0087187053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 SUMMIT RD, NEPTUNE, NJ 07753-5744 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Address | 1 SUMMIT RD, NEPTUNE, NJ 07753-5744 |
| Document Number | 0097730304 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 9773/304 |
| Instrument | 2025104789 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 13, 2025 |
| Property Address | 1 SUMMIT RD, NEPTUNE, NJ 07753-5744 |
| Document Number | 0097656187 |
| Book / Page | 9765 / 6187 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 2025090944 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2109 FOLEY RD, HAVRE DE GRACE, MD 21078-1703 |
| Name | Verified Name |
|---|---|
| Address | 1 SUMMIT RD, NEPTUNE, NJ 07753-5744 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 SUMMIT RD, NEPTUNE, NJ 07753-5744 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | DOWTOWN TITLE AGENCY, TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0095757745 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 9575/7745 |
| Instrument | 2022012477 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $876,100 (+21.14%) Land $492,700 Building $383,400 | $876,100 (+21.14%) Land $492,700 Building $383,400 | |
| 2025 | $13,307.00 (+13.28%) | $723,200 (+17.82%) Land $361,600 Building $361,600 | $723,200 (+17.82%) Land $361,600 Building $361,600 |
| 2024 | $11,747.00 (+7.34%) | ||
| 2023 | $613,800 Land $259,400 Building $354,400 | $613,800 Land $259,400 Building $354,400 | |
| 2022 | $10,944.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 225 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 245 units insured incl. 20 condo units |
| Nearby Flood Claims | 270 (1978–2025) |
| Claims Outside the SFHA | 30 of 270 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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