3 Redbay Ct, Elgin, SC 29045 Property Records

Richland County property record for 3 Redbay Ct, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,931 sqft · built 2019
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$885,000 (Jan 2025)
Tax Bill	$6,418 (2025)
Deeds & Mortgages	Feb 2024 Sale Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28808-02-02`

Property Details

APN / Parcel Number

Primary APN	`28808-02-02`
Alternative APNs	`R28808-02-02` `01625067`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,931 sqft Heated Area
Gross Area	5,271 sqft
1st Floor Area	2,328 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Area	936 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01625067
Street Address	3 REDBAY CT
City	ELGIN
State	SC
Zip	29045-9181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 256.9X165X198.8 #SU WOODCREEK FARMS PH1 TR D14 #PR RB297-46
Legal Subdivision	WOODCREEK
Legal Phase	1
Legal Tract	D14
Legal Lot Number	30,256
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2065
Census Tract	11407

Owner

Source: Richland County records · APN 28808-02-02

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 REDBAY CT, ELGIN, SC 29045-9181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed, Transfer
Jul 01, 2020	Warranty Deed, Transfer EASTMAN CU
Feb 27, 2019	Grant Deed, Subdivision Related Transfer · Line of Credit NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Prior Sale	Nov 12, 2024 · Amount on Record
Deed Document Number	20251517
Deed Book / Page	2986 / 2104
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 21, 2024
Property Address	3 REDBAY CT, ELGIN, SC 29045-9181
Document Number	0029011884
Book / Page	2901 / 1884
Map Reference	MB 297 PG 46
Instrument Date	Feb 12, 2024
Instrument	2024007471
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Tax	$1,367.60
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 01, 2020
Property Address	3 REDBAY CT, ELGIN, SC 29045-9181
Document Number	2504/3345
Book / Page	002504 / 003345
Instrument Date	Jun 15, 2020
Instrument	32178
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,183.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 REDBAY CT ELGIN SC 290459181, ELGIN, SC 29045-9181

Mortgage

Document Number	2504/3349
Date	Jul 01, 2020
Book Page	002504/003349
Instrument	32179

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 27, 2019
Property Address	3 REDBAY CT, ELGIN, SC 29045-9181
Document Number	2374/2723
Book / Page	002374 / 002723
Instrument Date	Feb 27, 2019
Instrument	13838
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,072.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 REDBAY CT ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2374/2726
Date	Feb 27, 2019
Book Page	002374/002726
Instrument	13839

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	2374/2738,
Date	Feb 27, 2019
Book Page	002374/002738
Instrument	13840

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2034

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,418.00 (+26.36%)		$792,810 (+34.37%)
2023	$5,079.00 (-75.72%)
2021	$20,922.00	$23,600	$590,000 Land $80,000 Building $510,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 21% of South Carolina
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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