Richland County property record for 10 Redbay Ct, Elgin, SC 29045 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,376 sqft · built 2015 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Feb 2014) |
| Tax Bill | $4,820 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28808-03-09 |
| Primary APN | 28808-03-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 3,376 sqft Heated Area |
| Gross Area | 5,836 sqft |
| 1st Floor Area | 2,023 sqft |
| Basement Area | 1,981 sqft |
| Finished Basement | 912 sqft |
| Unfinished Basement | 1,069 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 83,200 sqft (1.91 acres) |
| Garage Area | 701 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 335 sqft |
| Patio Area | 355 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01891581 |
|---|---|
| Street Address | 10 REDBAY CT |
| City | ELGIN |
| State | SC |
| Zip | 29045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 18 19 & PT LOT 17 66.3X119.1X181.9X130X106.1X 125.5X53.7X136.8X141.2XETC #SU WOOD CREEK |
| Legal Subdivision | WOODCREEK |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 11407 |
Source: Richland County records · APN 28808-03-09
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 REDBAY CT, ELGIN, SC 29045-9181 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2020 | Deed of Trust, Mortgage ARTHUR ST BK |
| Feb 14, 2017 | Deed of Trust, Mortgage ARTHUR ST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2014 · Amount on Record |
| Deed Sale | Feb 03, 2014 · Amount on Record |
| Prior Sale | Nov 01, 2010 · Amount on Record |
| Deed Document Number | 20146158 |
| Deed Book / Page | 1924 / 633 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 12 REDBAY CT, ELGIN, SC 29045-9181 |
| Document Number | 2495/2862 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 12 REDBAY CT ELGIN SC 290459181, ELGIN, SC 29045-9181 |
| Document Number | 2495/2862 |
|---|---|
| Date | Jun 09, 2020 |
| Book Page | 002495/002862 |
| Instrument | 26161 |
| Name | ARTHUR ST BK |
|---|---|
| Type | Bank |
| Address | UNION, SC 29379 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 08, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 12 REDBAY CT, ELGIN, SC 29045-9181 |
| Document Number | 2188/2225 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 12 REDBAY CT ELGIN SC 290459181, ELGIN, SC 29045-9181 |
| Document Number | 2188/2225 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 002188/002225 |
| Instrument | 11766 |
| Name | ARTHUR ST BK |
|---|---|
| Type | Bank |
| Address | UNION, SC 29379 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 20, 2032 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,820.00 (+19.16%) Homeowner's exemption | $598,200 (+2,775.41%) | $701,500 (+34.88%) Land $192,500 Building $509,000 |
| 2023 | $4,045.00 (-51.38%) | $20,804 (+0.02%) | $520,100 (-) |
| 2022 | $8,320.00 (+76.05%) | ||
| 2021 | $4,726.00 | $20,800 | $520,100 Land $175,000 Building $345,100 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 31 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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