14 Redbay Ct, Elgin, SC 29045 Property Records

Richland County property record for 14 Redbay Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,134 sqft · built 2018
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jul 2017)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28808-03-10`

Property Details

APN / Parcel Number

Primary APN	`28808-03-10`
Alternative APNs	`R28808-03-10` `01891590`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,134 sqft Heated Area
Gross Area	4,102 sqft
1st Floor Area	2,092 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Garage Area	722 sqft
Porch	Slab
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01891590
Street Address	14 REDBAY CT
City	ELGIN
State	SC
Zip	29045-9181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	PT LOT 17 40.1X317.5X104.8X105.3X181.8X 119.1 #SU WOODCREEK
Legal Subdivision	WOODCREEK
Legal Phase	III
Legal Tract	D14
Legal Lot Number	17,40
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2065
Census Tract	11407

Owner

Source: Richland County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 REDBAY CT, ELGIN, SC 29045-9181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional with PMI MAGNOLIA BK
Sep 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 22, 2017	Deed of Trust, Mortgage REGIONS BK
Jul 19, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2017 · Amount on Record
Deed Sale	Jul 19, 2017 · Amount on Record
Prior Sale	Oct 28, 2015 · Amount on Record
Deed Document Number	201753329
Deed Book / Page	2228 / 3498
Last Transfer Date	Apr 29, 2025
Transfer Doc	0030150832
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	14 REDBAY CT, ELGIN, SC 29045-9181
Document Number	2523/2462
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 REDBAY CT ELGIN SC 290459181, ELGIN, SC 29045-9181

Mortgage

Document Number	2523/2462
Date	Aug 30, 2020
Book Page	002523/002462
Instrument	44401

Lender

Name	MAGNOLIA BK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Aug 29, 2040

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 28, 2017
Property Address	14 REDBAY CT, ELGIN, SC 29045-9181
Document Number	2247/1357
Book / Page	002247 / 001357
Instrument Date	Sep 22, 2017
Instrument	72788
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 REDBAY CT ELGIN SC 29045, ELGIN, SC 29045

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	14 REDBAY CT, ELGIN, SC 29045-9181
Document Number	2247/1361
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 REDBAY CT ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2247/1361
Date	Sep 28, 2017
Book Page	002247/001361
Instrument	72789

Lender

Name	REGIONS BK
Type	Bank
Address	2050 PARKWAY RIVER RD, HOOVER, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 19, 2017
Property Address	14 REDBAY CT, ELGIN, SC 29045-9181
Document Number	2228/3498
Book / Page	002228 / 003498
Instrument Date	Jul 12, 2017
Instrument	53329
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Amount	Amount Recorded
Tax	$333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 REDBAY CT ELGIN SC 29045, ELGIN, SC 29045

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,450.00 (+17.45%)	$17,612 (-96.52%)	$549,900 (-) Land $82,500 Building $467,400
2024		$506,300 (+2,774.74%)	$549,900 (+24.89%) Land $82,500 Building $467,400
2023	$3,789.00 (-51.39%)	$17,612 (+0.01%)	$440,300 (-)
2022	$7,794.00 (+94.8%)
2021	$4,001.00	$17,610	$440,300 Land $90,000 Building $350,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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