2 Redbay Ct, Elgin, SC 29045 Property Records

Richland County property record for 2 Redbay Ct, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 6,044 sqft · built 2001
Lot Size0.73 acres (31,799 sqft)
OwnerCompany Name on File
Last Sale$842,000 (Jul 2018)
Tax Bill$7,506 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jul 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28808-03-04

Property Details

APN / Parcel Number

Primary APN28808-03-04
Alternative APNs
  • R28808-03-04
  • 01625101

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area6,044 sqft Heated Area
Gross Area8,906 sqft
1st Floor Area3,814 sqft
AtticAttic
Attic Area905 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area31,799 sqft (0.73 acres)
Garage Area1,091 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area557 sqft
Patio Area309 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01625101
Street Address2 REDBAY CT
CityELGIN
StateSC
Zip29045-9181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 175X202.8X92.1X199.1X63.5 #SU WOODCREEK FARMS PH1 TR D14 #PR RB2323-2109 297-46
Legal SubdivisionWOODCREEK
Legal TractD14
Legal Lot Number26,175
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2065
Census Tract11407

Owner

Source: Richland County records · APN 28808-03-04

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · VA Mortgage
TRUIST BK
Jul 22, 2019Deed of Trust, Mortgage · VA Mortgage
BRANCH BANKING & TR CO
Jul 30, 2018Grant Deed, Transfer
NORTHPOINTE BK
Aug 25, 2017Loan Modification, Mortgage
SUNDBY PAGE D TRUST (RT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 30, 2018 · Amount on Record
Deed SaleJul 30, 2018 · Amount on Record
Prior SaleJul 15, 2011 · Amount on Record
Deed Document Number201854275
Deed Book / Page2323 / 2110
Prior Transfer DateNov 20, 2008
Prior Transfer Doc0014772091
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address2 REDBAY CT, ELGIN, SC 29045-9181
Document Number2561/3947
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedFeb 19, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 REDBAY CT ELGIN SC 290459181, ELGIN, SC 29045-9181

Mortgage

Document Number2561/3947
DateDec 09, 2020
Book Page002561/003947
Instrument69123
Lender
NameTRUIST BK
AddressWILSON, NC 27893
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 08, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address2 REDBAY CT, ELGIN, SC 29045-9181
Document Number2414/2074
Instrument DateJul 22, 2019
Transaction TypeMortgage
Record UpdatedSep 04, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 REDBAY CT ELGIN SC 290459181, ELGIN, SC 29045-9181

Mortgage

Document Number2414/2074
DateJul 29, 2019
Book Page002414/002074
Instrument55292
Lender
NameBRANCH BANKING & TR CO
AddressWILSON, NC 27893
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 28, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateJul 30, 2018
Property Address2 REDBAY CT, ELGIN, SC 29045-9181
Document Number2323/2110
Book / Page002323 / 002110
Instrument DateJul 27, 2018
Instrument54275
Transaction TypeTransfer
Record UpdatedAug 27, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,115.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2 REDBAY CT ELGIN SC 290459181, ELGIN, SC 29045-9181

Mortgage

Document Number2323/2114
DateJul 30, 2018
Book Page002323/002114
Instrument54276
Lender
NameNORTHPOINTE BK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
AmountAmount Recorded
Term360 Months
DueJul 29, 2048
Interest
Rate TypeAdjustable Rate
Rate4.62%

Mortgage

Document Number2323/2136,
DateJul 30, 2018
Book Page002323/002136
Instrument54277
Lender
NameNORTHPOINTE BK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
AmountAmount Recorded
Term360 Months
DueJul 29, 2048
Interest
Rate TypeAdjustable Rate
Rate5.49%

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRICHLAND SC
Property Address2 REDBAY CT, ELGIN, SC 29045-9181
Document Number2250/3154
Book / Page002250 / 003154
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedNov 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2250/3154
DateOct 11, 2017
Book Page002250/003154
Instrument76278
Lender
NameSUNDBY PAGE D TRUST (RT)
Address418 TURKEY POINT CIR, COLUMBIA, SC 29223-8141
Agreement
Term24 Months
DueOct 10, 2019

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,506.00 (+3.56%)$1,085,040 (+4.09%)
2024$1,042,380 (+23.8%)
2023$7,248.00 (-5.29%)
2021$7,653.00$33,680$842,000 Land $90,000 Building $752,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of South Carolina
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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