Westchester County and Rye City property record for 3 Overdale Rd, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,198 sqft · built 1920 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,550,000 (Dec 2025) |
| Tax Bill | $17,056 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 152-12-1-29 |
| Primary APN | 551400 152-12-1-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Living Area |
| 1st Floor Area | 1,153 sqft |
| 2nd Floor Area | 1,045 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 10,019 sqft (0.23 acres) |
| Street Address | 3 OVERDALE RD |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | MAP RYESDALE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 29.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 7500 |
3 Overdale Rd is owned by two individuals who bought it in December 2025.
Source: Westchester County and Rye City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 LYONS PL, LARCHMONT, NY 10538-3810 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 1, 2022 | Bargain and Sale Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on File |
| Deed Sale | Dec 23, 2025 · Amount on File |
| Prior Sale | Dec 1, 2022 · Amount on File |
| Deed Document Number | 20253298 |
| Prior Transfer Date | Dec 30, 1996 |
| Prior Transfer Doc | 1163000197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 23, 2025 |
| Property Address | 3 OVERDALE RD, RYE, NY 10580-1022 |
| Document Number | 0653373298 |
| Map Reference | MAP 1966 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 653373298 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2026 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 345 RYE BEACH AVE, RYE, NY 10580-3447 |
| Name | Verified Name |
|---|---|
| Address | 16 LYONS PL, LARCHMONT, NY 10538-3810 |
| Document Number | 0653503547 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 653503547 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 1, 2022 |
| Property Address | 3 OVERDALE RD, RYE, NY 10580-1022 |
| Document Number | 0623063701 |
| Map Reference | MAP 1966 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 623063701 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 892 ROUTE 35, CROSS RIVER, NY 10518-1141 |
| Name | Verified Name |
|---|---|
| Address | 345 RYE BEACH AVE, RYE, NY 10580-3447 |
The 2026 property tax bill for 3 Overdale Rd was $17,056, down 41.7% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye Neck Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,056.00 (-41.68%) | ||
| 2025 | $29,248.00 | $10,475 (-) Land $6,350 Building $4,125 | $887,712 (+6.78%) Land $538,136 Building $349,576 |
| 2024 | $10,475 (-) Land $6,350 Building $4,125 | $831,349 (+2.38%) Land $503,968 Building $327,381 | |
| 2023 | $10,475 Land $6,350 Building $4,125 | $812,015 Land $492,248 Building $319,767 | |
| 2020 | $24,701.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Overdale Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 74 (1978–2023) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Overdale Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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