Westchester County and Rye City property record for 12 Overdale Rd, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,562 sqft · built 1930 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,475,000 (Oct 2006) |
| Tax Bill | $36,473 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 152-12-1-19 |
| Primary APN | 551400 152-12-1-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,562 sqft Living Area |
| 1st Floor Area | 1,519 sqft |
| 2nd Floor Area | 1,379 sqft |
| Attic | Attic |
| Attic Area | 664 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 17,860 sqft (0.41 acres) |
| Street Address | 12 OVERDALE RD |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | REVISED MAP FIRST ADDITION TO GREENHAVEN |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 OVERDALE RD, RYE, NY 10580-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2006 · Amount on File |
| Deed Sale | Oct 27, 2006 · Amount on File |
| Prior Sale | Apr 10, 2002 · Amount on File |
| Deed Document Number | 2006462790167 |
| Prior Transfer Date | May 14, 1996 |
| Prior Transfer Doc | 1143000315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 OVERDALE RD, RYE, NY 10580-1023 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Title Company | GLOBALSERVICE TITLE AGENCY G |
| Name | Verified Name |
|---|
| Document Number | 0610863006 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 610863006 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 OVERDALE RD, RYE, NY 10580-1023 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Title Company | GLOBALSERVE TITLE AGENCY GOL |
| Name | Verified Name |
|---|
| Document Number | 0610863005 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 610863005 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.62% |
| Index | Other |
| Max Rate | 7.62% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye Neck Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,473.00 (+8.8%) | ||
| 2025 | $33,522.00 | $22,400 (-) Land $7,850 Building $14,550 | $1,898,305 (+6.78%) Land $665,254 Building $1,233,051 |
| 2024 | $22,400 (-) Land $7,850 Building $14,550 | $1,777,778 (+2.38%) Land $623,016 Building $1,154,762 | |
| 2023 | $22,400 Land $7,850 Building $14,550 | $1,736,434 Land $608,527 Building $1,127,907 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 74 (1978–2023) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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