Westchester County and Rye City property record for 10 Overdale Rd, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,352 sqft · built 1930 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,675,000 (Oct 2012) |
| Tax Bill | $39,404 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 152-12-1-18 |
| Primary APN | 551400 152-12-1-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,352 sqft Living Area |
| 1st Floor Area | 2,388 sqft |
| 2nd Floor Area | 964 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 14,375 sqft (0.33 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 10 OVERDALE RD |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | FIRST ADDITION GO GREENHAVEN |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 OVERDALE RD, RYE, NY 10580-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Apr 20, 2022 | Deed of Trust, Mortgage · ARM RIDGEWOOD SAVINGS BANK |
| Dec 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RIDGEWOOD SAVINGS BANK |
| Dec 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RIDGEWOOD SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2012 · Amount on Record |
| Deed Sale | Oct 22, 2012 · Amount on Record |
| Prior Sale | Mar 19, 2003 · Amount on Record |
| Deed Document Number | 2012522513150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Nov 3, 2022 |
| Property Address | 10 OVERDALE RD, RYE, NY 10580-1023 |
| Document Number | 0622863335 |
| Map Reference | MAP 17720 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 622863335 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TTL AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 OVERDALE RD, 10, RYE, NY 10580-1023 |
| Name | Verified Name |
|---|---|
| Address | 25 SUNNYBRAE PL, BRONXVILLE, NY 10708-4927 |
| Document Number | 0623073112 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 623073112 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10% |
| Index | Other |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 10 OVERDALE RD, RYE, NY 10580-1023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | FREEDOM ABSTRACT INC, FREEDOM ABSTRACT NY |
| Name | Verified Name |
|---|---|
| Address | 10 OVERDALE RD, RYE, NY 10580-1023 |
| Document Number | 0621103412 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 621103412 |
| Name | RIDGEWOOD SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | NEW HYDE PARK, NY 11042 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.5% |
| Index | 12-Month MTA |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 10 OVERDALE RD, RYE, NY 10580-1023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FREEDOM ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0593573299 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 593573299 |
| Name | RIDGEWOOD SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | NEW HYDE PARK, NY 11042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 10 OVERDALE RD, RYE, NY 10580-1023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FREEDOM ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0593573300 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 593573300 |
| Name | RIDGEWOOD SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | NEW HYDE PARK, NY 11042 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye Neck Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,404.00 (+18.14%) | ||
| 2025 | $33,355.00 | $24,200 (-) Land $7,250 Building $16,950 | $2,050,848 (+6.78%) Land $614,407 Building $1,436,441 |
| 2024 | $24,200 (-) Land $7,250 Building $16,950 | $1,920,635 (+2.38%) Land $575,397 Building $1,345,238 | |
| 2023 | $24,200 Land $7,250 Building $16,950 | $1,875,969 Land $562,016 Building $1,313,953 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 74 (1978–2023) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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