Westchester County and Rye City property record for 15 Overdale Rd, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 4,428 sqft · built 1916 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,050,000 (Feb 2023) |
| Tax Bill | $55,180 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 152-12-1-25 |
| Primary APN | 551400 152-12-1-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 4,428 sqft Living Area |
| 1st Floor Area | 2,224 sqft |
| 2nd Floor Area | 1,476 sqft |
| Upper Floors Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 48,787 sqft (1.12 acres) |
| Cooling System | Central |
|---|
| Street Address | 15 OVERDALE RD |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAP OF RYESDALE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 OVERDALE RD, RYE, NY 10580-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Feb 17, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2023 · Amount on Record |
| Deed Sale | Feb 17, 2023 · Amount on Record |
| Prior Sale | Jul 7, 1994 · Amount on Record |
| Deed Document Number | 20233367 |
| Prior Transfer Date | Feb 7, 2007 |
| Prior Transfer Doc | 0470870685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 12, 2026 |
| Property Address | 15 OVERDALE RD, RYE, NY 10580-1022 |
| Document Number | 0000003288 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20263288 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 15 OVERDALE RD, RYE, NY 10580-1022 |
| Document Number | 0000003288, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 20263288 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Feb 17, 2023 |
| Property Address | 15 OVERDALE RD, RYE, NY 10580-1022 |
| Document Number | 0623483367 |
| Map Reference | MAP 2659 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 623483367 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 OVERDALE RD, RYE, NY 10580-1022 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1419 BULLS HEAD RD, CLINTON CORNERS, NY 12514-2704 |
| Document Number | 0623633154 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 623633154 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye Neck Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,180.00 (+119.42%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $25,148.00 | $26,450 (-) Land $11,850 Building $14,600 | $2,241,525 (+6.78%) Land $1,004,237 Building $1,237,288 |
| 2024 | Disabled Person's exemption Veteran's exemption | $26,450 (-) Land $11,850 Building $14,600 | $2,099,206 (+2.38%) Land $940,476 Building $1,158,730 |
| 2023 | $26,450 Land $11,850 Building $14,600 | $2,050,388 Land $918,605 Building $1,131,783 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 74 (1978–2023) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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