Beaufort County property record for 3 Mackays Pt, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 4,346 sqft · built 1998 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,375,000 (Feb 2026) |
| Tax Bill | $5,273 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Sep 2022 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R60002500B01240000 |
| Primary APN | R60002500B01240000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 4,346 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 112 sqft |
| Patio Area | 400 sqft |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Account Number | 05420314 |
|---|---|
| Old Parcel Number | R60002500B01240000 |
| Street Address | 3 MACKAYS PT |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-4937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6116 |
| Legal Description | LOT E24 COLLETON RIVER PLANT PH IV PB46 P69 PB48 P182 |
| Legal Subdivision | COLLETON RIVER PLANTATION |
| Legal Phase | 4 |
| Legal Lot Number | E24 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 2201 |
Source: Beaufort County assessment roll, APN R60002500B01240000, as of September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 EAST LN, MADISON, NJ 07940-2604 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2026 | Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA |
| Sep 23, 2022 | Warranty Deed, Transfer |
| Feb 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2026 · Amount on Record |
| Deed Sale | Feb 03, 2026 · Amount on Record |
| Prior Sale | Feb 26, 2021 · Amount on Record |
| Deed Document Number | 0000004828 |
| Deed Book / Page | 4504 / 2906 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Feb 03, 2026 |
| Property Address | 3 MACKAYS PT, BLUFFTON, SC 29910-4937 |
| Document Number | 0000004828 |
| Book / Page | 4504 / 2906 |
| Map Reference | MB 48 PG 182 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 2026004828 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 EAST LN, MADISON, NJ 07940-2604 |
| Document Number | 0000004829 |
|---|---|
| Date | Feb 03, 2026 |
| Book Page | 4504/2909 |
| Instrument | 2026004829 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | 95 S STATE ST STE 2200, SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2039 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 15.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Sep 23, 2022 |
| Property Address | 3 MACKAYS PT, BLUFFTON, SC 29910-4937 |
| Document Number | 0000053461 |
| Book / Page | 4184 / 1190 |
| Map Reference | MB 48 PG 182 |
| Instrument Date | Sep 01, 2022 |
| Instrument | 2022053461 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 MACKAYS PT, BLUFFTON, SC 29910-4937 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Feb 26, 2021 |
| Property Address | 3 MACKAYS PT, BLUFFTON, SC 29910-4937 |
| Document Number | 0000014041 |
| Book / Page | 3976 / 3366 |
| Map Reference | MB 48 PG 182 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021014041 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,041.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 MACKAYS PT, BLUFFTON, SC 29910-4937 |
| Document Number | 0000014042 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021014042 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Beaufort County assessment roll as of September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,273.00 (-0.08%) | $42,220 (-) | |
| 2024 | $5,277.00 (-66.09%) | $42,220 (-) Land $4,200 Building $38,020 | $1,055,500 (-) Land $105,000 Building $950,500 |
| 2023 | $15,562.00 (+28.73%) | $42,220 (+34.46%) Land $4,200 Building $38,020 | $1,055,500 (+34.46%) Land $105,000 Building $950,500 |
| 2022 | $12,089.00 | $31,400 Land $2,600 Building $28,800 | $785,000 Land $65,000 Building $720,000 |
Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), as of March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130022013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 806 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 859 units insured incl. 53 condo units |
| Nearby Flood Claims | 117 (1988–2022) |
| Claims Outside the SFHA | 10 of 117 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 69% of the US · above 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 39 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system SC0720003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BJW&SA serves 164,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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