10 Mackays Pt, Bluffton, SC 29910 Property Records

Beaufort County property record for 10 Mackays Pt, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 3,204 sqft · built 1994
Owner	Individual Name on Record
Last Sale	$1,800,000 (Sep 2023)
Tax Bill	$26,897 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R60002500B01170000`

Property Details

APN / Parcel Number

Primary APN	`R60002500B01170000`
Alternative APN	`05420243`

Interior

Bedrooms	1 Bed
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,204 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	813 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	05420243
Old Parcel Number	R60002500B01170000
Street Address	10 MACKAYS PT
City	BLUFFTON
State	SC
Zip	29910-4938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT E17 COLLETON RIVER PLANT PH IV PB46 P69 PB48 P182
Legal Subdivision	COLLETON RIVER PLANTATION
Legal Phase	4
Legal Lot Number	E17
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3002
Census Tract	2201

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2214 LINNEMAN ST, GLENVIEW, IL 60025-4168
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NATIONAL ASSOCIATI
Jan 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	2023045288
Deed Book / Page	4278 / 217
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 26, 2023
Property Address	10 MACKAYS PT, BLUFFTON, SC 29910-4938
Document Number	0000045288
Book / Page	4278 / 217
Map Reference	MB 48 PG 182
Instrument Date	Sep 15, 2023
Instrument	2023045288
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2214 LINNEMAN ST, GLENVIEW, IL 60025-4168

Mortgage

Document Number	0000045290
Date	Sep 26, 2023
Instrument	2023045290

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.8%
Max Rate	11.8%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 12, 2021
Property Address	10 MACKAYS PT, BLUFFTON, SC 29910-4938
Document Number	0000002797
Book / Page	3958 / 1706
Map Reference	MB 48 PG 182
Instrument Date	Jan 5, 2021
Instrument	2021002797
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 MACKAYS PT, BLUFFTON, SC 29910-4938

Mortgage

Document Number	0000002798
Date	Jan 12, 2021
Instrument	2021002798

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 10, 2018
Property Address	10 MACKAYS PT, BLUFFTON, SC 29910-4938
Document Number	0000001532
Book / Page	003636 / 000093
Instrument Date	Dec 7, 2017
Instrument	1532
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10 MACKAYS PT BLUFFTON SC 299104938, BLUFFTON, SC 29910-4938

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,897.00 (+1.71%)	$108,000 (-)
2024	$26,444.00 (+472.75%)	$108,000 (+193.48%)	$1,800,000 (-) Land $500,000 Building $1,300,000
2023	$4,617.00 (+8.97%)	$36,800 (+15%)	$1,800,000 (+125%) Land $500,000 Building $1,300,000
2022	$4,237.00	$32,000 Land $12,600 Building $19,400	$800,000 Land $315,000 Building $485,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 806 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	859 units insured incl. 53 condo units
Nearby Flood Claims	117 (1988–2022)
Claims Outside the SFHA	10 of 117
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Matthew, Oct 2016 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 98.2% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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