9 Mackays Pt, Bluffton, SC 29910 Property Records

Beaufort County property record for 9 Mackays Pt, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 4,508 sqft · built 2023
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$3,000,000 (May 2025)
Tax Bill	$33,490 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Jul 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`R60002500B01210000`

Property Details

APN / Parcel Number

Primary APN	`R60002500B01210000`
Alternative APN	`05420289`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,508 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	05420289
Old Parcel Number	R60002500B01210000
Street Address	9 MACKAYS PT
City	BLUFFTON
State	SC
Zip	29910-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT E21 COLLETON RIVER PLANT PH IV PB46 P69 PB48 P182
Legal Subdivision	COLLETON RIVER PLANTATION
Legal Phase	4
Legal Lot Number	E21
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3002
Census Tract	2201

Owner

9 Mackays Pt is owned and occupied by an individual who bought it in May 2025.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9 MACKAYS PT, BLUFFTON, SC 29910-4937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Jul 30, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2025 · Amount on File
Deed Sale	May 22, 2025 · Amount on File
Prior Sale	Jul 30, 2021 · Amount on File
Deed Document Number	2025023173
Deed Book / Page	4432 / 3230
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	9 MACKAYS PT, BLUFFTON, SC 29910-4937
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3629 LAKE RIDGE CT, GAINESVILLE, GA 30506-1092

Mortgage

Document Number	0000042530
Date	Jul 25, 2022
Book Page	4167/499
Instrument	2022042530

Lender

Name	TD BANK NA
Type	Bank
Address	19908

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	9.25%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 30, 2021
Property Address	9 MACKAYS PT, BLUFFTON, SC 29910-4937
Document Number	0000054997
Book / Page	4043 / 1777
Map Reference	MB 46 PG 69
Instrument Date	Jul 23, 2021
Instrument	2021054997
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount on Record
Tax	$143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3629 LAKE RIDGE DR, GAINESVILLE, GA 30506-5004

Tax Assessment & Valuation

The 2025 property tax bill for 9 Mackays Pt was $33,490, up 202% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,490.00 (+202.01%)	$134,460 (+5%)
2024	$11,089.00 (+1,062.37%)	$89,640 (+2,258.95%)	$2,282,700 (-) Land $105,000 Building $2,177,700
2023	$954.00 (+10.16%)	$3,800 (+15.15%)	$2,282,700 (+4,050.36%) Land $105,000 Building $2,177,700
2022	$866.00	$3,300	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9 Mackays Pt in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 806 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	859 units insured incl. 53 condo units
Nearby Flood Claims	117 (1988–2022)
Claims Outside the SFHA	10 of 117
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Matthew, Oct 2016 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Mackays Pt is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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